After the initial "easy car" epidemic, the most favorable change for consumers in the domestic auto market is probably that the purchase tax is halved. From June 1 day to February 3 1 day, the purchase of fuel vehicles with a displacement of less than 2.0L and a price of less than 300,000 yuan excluding tax in China will enjoy a 50% discount on purchase tax. From the observation around me, people's idea of buying a car has really become positive, and many friends who originally wanted to postpone buying for two years have begun to ask me about buying a car. The most concerned issues are: whether it is suitable to buy a car in the second half of the year, whether the car price will fall back to the normal level and whether bonus hunter will not be defeated. Then let's talk about these problems.

Can halving the purchase tax stimulate automobile consumption?

In fact, this is not the first time that China has reduced or exempted the purchase tax to stimulate automobile consumption. Since 2009, China has implemented the policy of reducing the purchase tax of some passenger cars twice. From the results, it really helps to promote automobile consumption.

The first time was on 20/2009 -20 10/0. At that time, during the global financial crisis triggered by the subprime mortgage crisis, the Ministry of Finance of People's Republic of China (PRC) and State Taxation Administration of The People's Republic of China issued the Notice on Reducing the Vehicle Purchase Tax for Passenger Cars with a Displacement of 1.6 liter and below in June 2009, proposing to reduce the tax rate for passenger cars with a displacement of 1.6 liter and below by 5%.

The data shows that under the stimulus of policies, the sales volume of passenger cars in 2009 reached 654.38+0.033.10.3 million, up 52.93% year-on-year. In 20 10, the sales volume of passenger cars reached 13757800, up 33 17% year-on-year.

The second time was in 20 15 -20 17, and the state once again introduced the purchase tax reduction and exemption policy, stipulating that the purchase tax of passenger cars with a displacement of 1.6 liters or less will be halved to the end of 20 16, and the tax rate will be reduced by 5%; In 20 17, the policy continued for another year, but the purchase tax was levied at the rate of 7.5%. The result is that in 20 15, the automobile sales in China increased by 4.7% year-on-year to 24.6 million, and in 20 16, the automobile sales reached 28.028 million, up by 13.7% year-on-year.

Compared with the previous two rounds of relief policies in history, the policy of halving the purchase tax is more targeted. The New Deal increased the displacement of vehicles (from the previous 1.6L to 2.0L), and at the same time limited the price of vehicles, so more than 300,000 vehicles could not enjoy the reduction and exemption policy. It can be seen that the policy stimulus is mainly aimed at ordinary consumers' Volkswagen passenger cars, but the coverage of the models has been further expanded, including many luxury brand models.

Moreover, this time, it is planned to reduce the purchase tax by 60 billion yuan, and the car price is calculated according to the median of 65.438+0.5 million yuan, which can cover about 8 million cars. However, according to the calculation of 202 1, the total domestic sales of passenger cars is 20146,000, and the total domestic retail sales of passenger cars in June-April 2022 is 5.957 million. The sales volume of fuel vehicles in the second half of 2022 is expected to be 8 million, which means that almost all qualified fuel vehicles can enjoy this policy.

Will the car price come down after the epidemic?

Will house prices and car prices drop after the epidemic? People who have paid attention to the second policy of halving the purchase tax should know that in that process, the prices of many models have dropped and then dropped, and even some models have significantly reduced their prices from the ex-factory price. In those years, domestic car companies and dealers fought a price war, and competitors at the same level seemed to be cheaper than one, and even the auto show marketing method of selling cars by the catty appeared.

So this year, will it reappear in the past, and will the car price gradually fall back? If you think so, you can only say that you are naive and the fact is impossible.

Halving the last purchase tax may trigger a price war. One of the important reasons is that the time period is as long as two or three years, so that consumers can compare slowly, and consumers are not in a hurry, so manufacturers and distributors are naturally in a hurry. Then price reduction is the best way to seize the market. In order to maintain profits, it is natural to cut costs, which also led to the low quality of many new cars launched in those years, and they also left their jobs after the purchase tax policy ended.

This time it's only seven months, so short that consumers don't have time to prepare for buying a car, and manufacturers don't have time to launch a special new car. In addition, there is a big background that is affected by the epidemic. The shortage of automobile supply chain leads to insufficient production capacity of new cars. Before the epidemic, some popular models were in short supply, prices rose again and again, and the cycle of picking up cars was extended again and again. For example, the delivery cycle of BYD DM-i is even as long as two months. I am very lucky to be able to place an order after the epidemic.

Therefore, the initiative is in the hands of sellers, and consumers are anxious. 4S stores and dealers just see the mentality that consumers are eager to buy a car and enjoy preferential treatment. It's a conscience not to raise the price of the new car, and you still want to lower the price. Just like in 2020, if you ask the landlord if you can reduce the rent, you are likely to get a dirty look.

Understand the calculation method of purchase tax, to prevent being routine.

Many people think that the purchase tax is 10% of the bare car price, that is, the car purchase tax of 654.38+10,000 yuan is 10000 yuan, and some sellers list the quotations according to this calculation method to fool consumers, resulting in disputes over the inconsistency between the fare and the quotation.

In fact, the purchase tax in the taxable value does not include value-added tax, while the bare car price and open fare both include 13% value-added tax. If the purchase tax is calculated by the bare car price, it is equivalent to paying the tax in the tax and paying more money.

The actual purchase tax calculation formula is: purchase tax = tax-included fare /( 1+ 13%)× purchase tax rate (10%).

Similarly, the new policy stipulates that the car purchase tax below 300,000 yuan will be halved. The 300,000 here is the price excluding tax. In fact, consumers can enjoy preferential policies when they buy a car with a bare car price of 339,000 yuan. According to the purchase tax of 10%, the naked car of 339,000 yuan had to pay the purchase tax of 30,000 yuan before the policy was introduced, and now it can save 1.5 million yuan. ?

Other expenses, such as vehicle and vessel use tax, are determined according to the displacement, and there will be no tricks. As for the licensing fee, merchants usually charge about 373 yuan for providing one-stop service in 500 yuan, including industrial and commercial verification outbound 150 yuan, mobile license 30 yuan, environmental protection brand 3 yuan, extension fee 40 yuan, driving license photo 20 yuan and pallet 130 yuan.

How to choose a car without loss?

First of all, we must put our minds right. In April and May this year, the auto market experienced a wave of inflation. The prices of many models have increased by one or more rounds, and some fuel vehicles have also increased by several thousand yuan, such as some models of Mercedes-Benz and BMW brands. This increase may have exceeded the cost of halving the purchase tax, so even if you halve the purchase tax, you won't take advantage. Can only say that buy early and enjoy early, you can wait.

Secondly, try to avoid Volkswagen models and consider second-line (luxury brand) models. As mentioned above, the market determines the allocation of resources, and popular models are not worried about selling. Nowadays, it is normal to tighten concessions in the case of tight resources, and there is nothing wrong with the situation of "how much the purchase tax is saved and how much the car price is reduced". The preferential strength of second-tier models has been very stable. Judging from some of the 4S stores we visited, although the rising cost of raw materials has led to an increase in the vehicle guidance price, the preferential strength before the introduction of the policy can basically remain unchanged. In particular, some car companies have also introduced preferential policies for overweight and reduction of the other half of the purchase tax, so consumers who buy these models may be able to enjoy real discounts more effectively.

Finally, we can consider new energy vehicles, because the policy of halving the purchase tax is mainly aimed at fuel vehicles. At present, the sales model of fuel vehicles leads to the pricing power mainly in the hands of 4S shops and dealers, and the prices will vary from place to place. Many new energy vehicles adopt direct selling mode, and there is no so-called preferential price difference. In addition, most of the local subsidy policies introduced in various places are beneficial to new energy vehicles, and the subsidy amount is basically around 8,000-110,000 yuan. For example, Shanghai subsidizes the replacement of pure electric vehicles by 1 10,000 yuan, while Shenzhen subsidizes newly purchased qualified new energy vehicles by no more than 1 10,000 yuan, which is no less than the preferential treatment for fuel vehicles.

Editor's comment: From the overall environment, buying a car in the second half of the year is definitely cheaper than before June 1, but the range is limited, so for those who just need it, it is a good time to buy a car at any time, but for those who wait for the party, if it is purely for subsidies, it is not recommended to get on the bus. In addition, halving the purchase tax is a Buddha-like discount. Even if you buy a car at the end of the year, most local subsidy policies are limited or the number of places is limited, so you must understand clearly before buying a car.

Finally, you can check the "transaction price" of your favorite model before the local market through the "check naked car price" function of Easy Car App, and compare it with the quotation after the recent subsidy to see if it is really affordable.

(* The pictures in the text are from the Internet)