what is financial freedom?

Generally speaking, financial freedom means that you can choose freely when you go out to eat, shop in the mall or travel, regardless of the price. The relatively scientific explanation is that when your passive income is greater than your active income. Specifically, passive income refers to your equity investment, financial management, copyright, rent, intellectual property rights, etc., which can be obtained without continuing to invest a lot of time. When passive income meets your daily expenses, you will be financially free.

how far is financial freedom from us?

Don't worry, I'll tell you two true stories to see how they achieve financial freedom.

protagonist 1: network anchor, Xiao Bei, born after 91.

It took one year and one month to earn 21,111 yuan a month; Two years after graduation, I became a freelancer-I was free, whether I was lying at home or going to the ends of the earth, I could support myself by interest.

In her article, she wrote: After entering the university in 2111, she found that she was particularly fond of broadcasting. She learned Mandarin, post-editing and radio pronunciation, and everything started from scratch.

in p>11, I started a radio station on the network platform, and there was no income. At that time, the network anchor was still a rare term, and the radio APP was not born.

I graduated from college in p>14, and with four years' experience as a network anchor, I came to Kuwo Music Box to host an emotional column, and my reputation is getting better and better through continuous efforts. Then, I try more voice part-time, give full play to my greatest advantage and make money with voice. Others do one issue a day, and I do two, three or even more issues a day. At this time, the monthly income is close to 21 thousand.

since July p>14, I have been recording programs during the day and trying to write at night with the help of materials accumulated in radio programs. Every night, insist on reading for half an hour, and then put into writing.

In October, p>15, my first book "You are rare in this fickle world" was published. In October, 2116, the second book "Meet Everyone with a Story" came out, and the payment of the two books helped me buy a house in the Imperial City.

Now I started my own WeChat WeChat official account: Xiaobei, which is updated every day. The network anchor and the profit from the media have given me the courage to become an independent worker.

I have a literary but not distant dream. Before I was 31, I opened an inn named "journey to the south" in Erhai Lake, Dali.

protagonist 2: wealth manager, third son, born in 1981s.

I entered the workplace in October, p>19, starting from the moonlight clan, one step, two steps, three steps, starting from saving money, insisting on bookkeeping, studying and researching various wealth management products and financial tools, accumulating the first deposit of 31,111 yuan in my life, sorting out 311,111 yuan in three years and 511,111 yuan in five years, and now I am worth more than one million yuan.

In the process, she constantly shared her reflections and experiences on personal financial management and growth in Douban, Zhihu and various financial management communities, with more than 111,111 fans.

"My financial management will increase in value from RMB 111,111, and it will exceed seven figures this year. I tried to write the first word in Douban in 2111, and completed the publication of the second booklet in early 2116, and wrote 1 million words in five years. " This series of achievements in her view, "life has become interesting in various attempts of self."

In July, 2115, personal micro-signal was launched: the life recorder of San Gongzi. At present, the platform has read a single article for 311,111 times, and has published "The first five years of work determine the wealth of your life" and "How will you live tomorrow depends on what you do today".

In p>2116, she set herself a reading plan of "reading 6.6 million words", with about 13 sets of books and reading 137,511 words every week.

how should financial freedom be realized?

I scratch my head seriously, hoping to find a path to follow from these "successful people". I found that they have basically the same success model-finding interest, establishing advantages, realizing cross-border and snowballing effect.

Let's talk about interest first. To find interest, we must first understand what interest is. What Luo Ji said in his thinking is very good: interest is not the thing that makes you comfortable and get the result successfully; Interest is something that makes you think painfully during the day, sleep badly at night, get up at five in the morning, and grin and scold while doing it. That's what interest is all about. Find that thing that excites you inexplicably when you think about it. Interest will encourage us to get out of the safe zone and make us stronger and stronger.

I have seen this picture in a circle of friends: Nothing is difficult in the world, as long as you are willing to give up. That's very good, isn't it? Persistence itself is a violation of human nature. Doing the same thing day after day is either a last resort or really not a "normal person". It's really not easy to persist. In order to persist in safeguarding rights, even the "fierce" Lao Luo was forced to pick up the hammer and pick up the refrigerator.

However,

This fucking world doesn't work like this. Only those die-hard and paranoid people who bear the burden of humiliation and insist that the castle peak will not relax can succeed. Only by persisting, persisting, persisting, repeating, repeating and repeating can we establish a solid personal advantage. Achieving financial freedom requires persistence.

Then talk about realizing. Realizing is to turn your abilities and advantages into glistening money, and then use this money to enrich your ideal life. Xiaobei realized the advantage of "I have a good voice", and Sangongzi realized the advantage of "I can manage money". In the Internet age, when slogans such as "community economy", "self-media economy" and "artisan spirit" are being shouted, look at papi sauce, look at Luo Zhenyu, and look at Mimeng. Liquidation and cross-border are basically instantaneous. A large number of investors and advertisers are waiting for you.

Not to mention the snowball effect. The power of snowball is terrible and unpredictable. Buffett said: "Life is like a snowball. The most important thing is to find wet snow and long slopes. "

Find interests, build advantages, and say the important things again. Regarding persistence, I am on my way; Insist on the need to know that the road ahead is bumpy, the courage to move forward resolutely, the small self-motivation when it is necessary to achieve the phased goals, the need for your participation, and constant and immediate feedback; Regarding persistence, we are on the road together.