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Is the financial salesman WeChat promising that the principal and interest guarantee is effective?

wechat, the financial salesman, promised that the principal and interest guarantee was effective.

there are certain risks in financial management. for example, the financial management I do has risks, but it also has its own model. for example, in the initial stage of operation, in addition to the fund guarantee mechanism of the platform itself and the risk fund extracted from each investment, the same amount of money is added to make up the risk guarantee fund.

the proportion of risk guarantee fund exceeds the average loss rate of online lending platform in the market by 2-3 times, so that users have no worries about financial management.