1. Is Ping An Pratt & Whitney compensation serious?
Customers who have made loans in Ping An Pratt & Whitney should know that there will be insurance premiums to pay when signing the contract. Although this fee is voluntary, you can't apply for a loan if you don't agree to pay it. This situation is not limited to Ping An Puhui, including other credit insurance companies such as Pacific, and even some online loans such as Gome Easy Card will have such requirements.
Whether it is compulsory or not, it will really play a role after the user is overdue. The insurance company will compensate the user for this debt, and the user will not only encounter collection, but also leave this black history on the credit report.
Second, how to eliminate it?
It doesn't mean that Ping An Insurance Company will compensate users immediately after they are overdue, and there will be a time limit. When the user is overdue for more than 80 days, this procedure will be followed, and your creditor will become Ping An Insurance.
If it has been delayed, this compensation record will accompany you for a lifetime; If you take the initiative to contact Ping An Insurance, as well as the outstanding principal, interest, liquidated damages, etc. All of them are returned, and the payment records in the credit report will become "balance 0 yuan", but the overdue records will take five years to be eliminated.
The above is about "Is Ping An Pratt & Whitney Compensation Serious? How to eliminate it? " I hope it will help everyone. Doesn't mean the compensation has nothing to do with you. If the debt is not paid off, it will always be overdue.