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Is Taikang Jiaying Pension Insurance Safe? Has anyone bought it?
Taikang's Jiaying old-age security (universal) is itself safe. Taikang Life Insurance is a reliable insurance company, and will provide corresponding protection for the insured in strict accordance with the insurance clauses. However, the reliability of the insurance company does not mean that this product is worth buying. It depends on whether the protection of this product is practical.

Then in this article, senior sister will evaluate this product for everyone.

Before the evaluation, if you don't know much about the old-age security, you can click the following link: The salesman will definitely not tell you about endowment assurance!

As usual, let's take a look at the product protection map:

From the picture, it is not unusual for Jiaying old-age security (universal) to provide insurance protection. Like most old-age insurance in the market, it only provides expiration insurance and death insurance.

If the insured dies within the protection period, the insurance company will pay the death insurance benefits to the policy beneficiaries according to the time and reason of the insured's death and different schemes. In addition, if the insured continues to exist until the expiration of the contract, the insurance company will pay the value of the policy account on the expiration date of the contract as the maturity insurance.

In fact, in addition to these two guarantees, many old-age security in the market will also provide total disability protection for the insured, and total disability protection is also very practical for the insured. After all, if the insured is completely disabled, it will also lead to his loss of economic income and thus suffer economic losses.

About the basic situation of Jiaying old-age security (universal), Senior Sister Xue will introduce you here first. If you think that the guarantee of this product can't impress you, you can take a look at two other all risks on the market: the dividend-paying ranking of old-age security is newly released! Is there anything you like?

In addition, Jiaying old-age security is a universal insurance, which can provide the insured with a universal account with a guaranteed interest rate of 2%. The interest rate of this account is uncertain, depending on the external investment environment. Once the external investment environment fluctuates, the account is likely to run at a guaranteed interest rate. The guaranteed interest rate of 2% is not high, because there are many universal accounts with a guaranteed interest rate of 3% on the market.

For reasons of space, I won't say much about universal insurance. If you are interested in this kind of insurance, you can click the following link: use universal insurance to manage your finances, and the income is stable and safe? Universal insurance from the beginning!

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