lpr

Loan market quoted interest rate (LPR) refers to the interest rate calculated and published by the National Interbank Funding Center authorized by the People's Bank of China, and quoted by various quoted loan interest rates according to the open market operating rate. The actual credit status of each bank should be determined by adding and subtracting points on the basis of the quoted interest rate in the loan market, taking into account the mortgage loan, term and interest.

LPR quotation bank, the quotation bank will quote to the National Interbank Funding Center at 9: 00 on the 20th of each month (mainly referring to the medium-term lending convenience rate) (postponed in case of holidays). The quoted interest rate in the loan market is calculated according to the arithmetic average after the full price and the lowest price. At present, LPR includes 1 year and more than 5 years.

Two. 2065 438+08 lpr interest rate historical data?

The data are as follows: the loan interest rate of 0 18 lpr bank is about 4.5% for one year and 5.6 for five years. In 20 18, the People's Bank of China authorized the interbank lending center to announce that the one-year loan interest rate was about 4. 15% and the five-year loan interest rate was 5.3.

Three. The interest rate of national debt is 20 18 3, 5 years 10 years.

On March 20 18 10, savings bonds was sold (voucher type) and China merchants bank sold it on a commission basis. It can be purchased through China Merchants Bank outlets, and the sales time is until March 19.

The three-year coupon rate of the current national debt is 4% per annum; The five-year coupon rate is 4.27%.

Four. 20 18 lpr interest rate table to date

Currently it is 1.50%

Since 20 15, 15124 October, the central bank has cut interest rates by 0.25 percentage points and RRR by 0.5 percentage points. The central bank also announced the liberalization of the floating ceiling of deposit interest rates. However, the relevant person in charge of the central bank stressed that the abolition of administrative restrictions on interest rate fluctuations does not mean that the central bank will no longer manage interest rates, and interest rate marketization will enter a new stage.

The Central Bank of official website announced that from February 2, 20 16, the deposit interest rate of the employee housing provident fund account will be adjusted from the current benchmark interest rate for current and three-month deposits divided by the collection time to the unified benchmark interest rate for one-year time deposits. The central bank stipulated that the interest rates charged in the current year and carried forward from the previous year were 0.35% and 1. 10% higher than the benchmark interest rates for demand deposits and three-month time deposits respectively. After this adjustment, the deposit interest rate of the employee housing provident fund account is uniformly implemented according to the one-year time deposit benchmark interest rate, which is currently 1.50%.

2065438+On June 24th, 2008, the People's Bank of China decided to reduce the RMB deposit reserve ratio of large state-owned commercial banks, joint-stock commercial banks, postal savings banks, city commercial banks, non-county rural commercial banks and foreign banks by 0.5 percentage points from July 5th, so as to further promote legal market-oriented debt-to-equity swaps and increase support for small and micro enterprises.