Two query methods can query personal loan records.

1, central bank credit report. You need to bring your ID card to the local central bank's outlets to inquire. The credit report will show the user's lending platform, loan amount, loan term, negative information and other data content in the past five years.

2. Query the online loan database. Open the WeChat homepage and search: Feiyu will check it quickly.

Click Query, enter information and find your own credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can find their own big data and credit status, obtain various indicators, and find their own personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.

Operating environment: Apple, Android, and the latest version of China People's Bank APP are available.

Inquiring about the central bank's credit information requires me to bring my ID card to the local central bank outlets for self-inquiry.

However, it only needs a mobile phone to query the credit information of hundreds of banks. As a private credit reporting agency of the central bank, hundreds of banks have complete credit reporting data and are widely used, ranging from car loans, credit cards and other financial services.

When there is a problem with the user's 100 line credit score, the above services cannot be used. The credit scoring standard of 100 banks is 0- 100. The higher the score, the better the credit. Scores below 40 points are blacklisted.

Therefore, those who apply for online loans for a long time should check their credit information in time to prevent credit damage caused by blind application for online loans.

Just open WeChat search: 79 data. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.

At present, the country is building an all-round "credit network" without dead ends, connecting the society and enjoying information, whether it is a credit report or a personal credit record, it is an important link. Protect your credit. Credit is the greatest asset and wealth for everyone.

How to query personal loan records?

Hello, generally speaking, there are three ways to query personal loan records, namely, through loan banks, through central bank credit information system and through private credit information system. Bian Xiao introduced the specific query methods for everyone.

Inquire through the loan bank

You can go to the bank outlets that have applied for loans and ask the staff to print the list of repayment records for you. You can see your repayment records of each period in detail in the daily account.

Inquire through the central bank's credit information system

You can go to the local central bank's credit information management center to inquire about personal loan records, or you can inquire about personal loan records through the central bank's credit information center official website. The online query method is as follows:

1, recorded in the credit information center of official website, click to enter the "Internet Personal Information Service Platform";

2. Click "Start Now" in the platform and complete the registration after entering the page;

3. After logging into the account, you can apply for personal loan records.

Inquire through the personal credit information system

Now many private credit information systems also record everyone's personal loan information. Therefore, people can check their personal loan records through them. Commonly used folk credit information systems include koala credit information, Peng Yuanzheng credit information and Huadao credit information.

Generally speaking, it is more reliable to query personal loan records through the central bank's credit information system. However, according to the regulations, everyone can check their credit records for free through the central bank's credit information center twice a year. Finally, when choosing loan products, please try to choose loan products of big brands, with transparent interest and fees, and at the same time ensure the security of your information. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). Its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000.

How to inquire about all loans under personal name?

If you want to check whether there is a loan in your name, customers can adopt the following methods:

1. Inquire about personal credit reports on the Internet personal credit service platform of the Credit Information Center of the People's Bank of China (you can also bring your ID card to the local people's bank for inquiry), and inquire about big data on the third-party data platform. If there is a loan, it will naturally be recorded in the personal credit report/big data (loans from banks and licensed consumer financial institutions will generally be recorded in the credit report, and small loans without access to the credit report will generally be recorded in the big data).

2. Check whether there are loan success messages and repayment reminder messages sent by banks or other financial institutions; Ching-tae and you can go to the mailbox to see if there is any mail containing the bill. If there is, it naturally means that there is a loan in the customer's name.

3. Check the loan records on the mobile banking client of each bank and the personal account page of APP of each loan platform on the mobile phone.

4. Call the hotlines of several banks that have business contacts at present, and directly ask the customer service staff whether there is a loan under their name.

This concludes the introduction of how to query personal loan records and how to query personal loan records. I wonder if you have found the information you need?