According to the notices and announcements issued by the People's Bank of China and other departments, virtual currency is not issued by the monetary authorities, does not have the monetary attributes of statutory compensation and compulsion, is not real currency, does not have the legal status equivalent to currency, and cannot and should not be circulated and used as currency in the market. Citizens' investment and trading in virtual currency are not protected by law.
1.2021On the evening of May 65438+8, China Internet Finance Association, China Banking Association and China Payment and Clearing Association jointly issued the Announcement on Preventing Speculative Risks in Virtual Currency Trading. The announcement clearly stated that relevant institutions should not carry out virtual currency-related business, and reminded consumers to raise their awareness of risk prevention and guard against property and rights losses.
Two, there are four kinds of virtual currency in the market:
1. Game coins developed by game operators for players to use as trading media in online games; 2. Special virtual currency issued by portal websites or instant messaging tools operating cyberspace;
3. Interactive virtual currency that can be used not only in virtual currency issuing entities, but also to purchase goods and services from non-issuing entities;
4. Based on cryptography and modern network P2P technology, a special electronic digital network encryption currency is generated through complex mathematical algorithms.
Third, the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. Internet not only provides many places for consumers to communicate and communicate, but also provides a commercial market for enterprises. Enterprises must change from product orientation to service orientation and then to customer orientation. With the development of computer artificial intelligence technology and database technology, enterprises can easily collect customer information, understand customer needs in time, change business strategies and grasp the economic artery in real time.