2. China Jiulong Juhai Shipping Company
3. The state's supervision of the consignment industry is relatively loose. In addition, "consignment bank" is not a disguised formulation of "pawnshop", and there are essential differences between them.
1. Consignment bank used to be a special industry with administrative license, just like the hotel industry and printing industry now. However, with the needs of social development, consignment banks have cancelled the administrative licensing procedures in previous years. The state's supervision of the consignment industry is also relatively loose. In addition, "consignment bank" is not a disguised formulation of "pawnshop", and there are essential differences between them.
2. Consignment: The consignor entrusts the consignment bank to sell the goods on his behalf, and both parties sign relevant service agreements. According to the agreement, the consignment bank has no ownership of the goods, only the management right of the goods during the consignment period, that is, the ownership of the goods has not been transferred. The consignment bank only charges a certain service fee after the goods are sold. No buyouts, no on-site loans. There is no uniform standard for the interest charged by each consignment bank, and the monthly interest rate can be as high as 20% and as low as 5%. Consignment banks can operate after registration in the industrial and commercial departments, and pre-approval is not involved. Therefore, consignment banks cannot carry out mortgage loans for gold and silver jewelry.
Since June last year, consignment banks have gradually emerged, which has different degrees of influence on all kinds of pawn shops. Pawnshop business has reduced the interest on mortgage loans for large items such as real estate and automobiles by about 20% on average, with monthly interest ranging from 5% to 20%. At the time of registration, the consignment bank can directly register with the industrial and commercial office in the jurisdiction. Please refer to the Detailed Rules for the Administration of Individual Industrial and Commercial Households for the information required for registration. If it is not registered, it is necessary to provide a written explanation and relevant legal documents that are not registered in the industrial and commercial office. No is an infringement of the legitimate rights and interests of the parties.