1. Credit card: the maximum validity period of magnetic stripe card is 5 years, the maximum validity period of Unionpay single logo chip card is 10, and the maximum validity period of dual-brand card handled by 1+ 1 is 8 years, except for special card types;
2. Quasi-credit card: generally 5 years.
Card expiry date The expiry date of the credit card is clearly marked on the front of the credit card. The validity period of a credit card is generally marked below the credit card number in the format of "month/year". The first two digits are the month and the last two digits are the year. You can check the validity of the card by the information printed on it. For example: 1 1/24, with the specific month in front and the specific year behind, indicating that the credit card is valid until 2024 1 1 month, and the credit card will be invalid from 2024 1 1 month.
What is the use of setting the validity period of credit cards?
Many people don't understand that the meaning of credit card is to make it convenient for people to use when spending. Doesn't setting the validity period increase the trouble of using the card? In fact, it is necessary to set the validity period for the following reasons:
1, to ensure the normal use of credit cards. First of all, credit cards have a service life, and usually credit cards are subject to daily wear and tear. In particular, credit cards with keys or some sharp metals are more likely to hinder the use of credit cards. Secondly, credit cards will accumulate dirt and so on as they are used, which will cause certain damage to credit cards. Setting the validity period of the credit card allows the cardholder to take the initiative to change a new card at the bank after the card expires to ensure the normal use of the credit card.
2. Increase the security of credit cards, reduce risks and prevent fraudulent credit card swiping. Nowadays people are used to the life of "no card and no cash". Many people don't carry credit cards with them. If the credit card is not kept properly, it will be forged by criminals, which will increase the financial risk of the cardholder. The validity of credit cards can make some forgotten credit cards automatically invalid, thus losing potential financial risks.
3. System upgrade. Banks will upgrade the function of credit cards, and setting the expiration date will allow people to replace new cards in time, which will increase the function and security of the cards.