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Where can I check Alipay IOUs?
Alipay IOUs can be viewed in the "Friends" option.

Specific steps:

First log in to Alipay account.

After logging in successfully, click the "Friends" option to enter the friends control panel, which will display a historical message, find a record of borrowing money from the other party, and then click the record.

After opening the chat dialog box, find the loan message, as shown in the figure, and click the message record.

Click on the loan message record to enter the loan details page, and then click on the icon similar to three points with time, as shown in the figure.

Click the icon and a dialog box will pop up. Click the "My IOU Record" button in this dialog box.

Click the "My IOU Record" button to enter the "Loans" list, where we can see who we borrowed money from, how much we borrowed, and whether we have paid it back. If you still want to know who I lent the money to, then click the "borrow" button.

Then enter the loan list, you can see who you lent the money to and whether the other party has returned it to yourself.