1. You can't be greedy and cheap when choosing a fund.
When choosing a fund, you can't just look at the cheap price. For example, the net value of fund 1 is 1.5 yuan, which was about 1 yuan a year ago. This shows that the fund's income is not high, and it may not improve much after one year.
2, the new fund is not necessarily a good fund.
The price of newly listed new funds is relatively low, and I mistakenly think that if I invest less, I won't lose much. If they behave well, they can make a lot of money. In fact, nothing is certain about the new fund, and it is the most risky.
3. The fund company has strong strength and long operation time.
To buy a fund, we must first check the strength of the company and see how long it has been in operation.
4. Look at the professional level of fund managers.
To buy a fund, we must first examine the operation level of the fund manager, whose level determines the future performance of the fund.
5. Look at the historical performance of the fund.
When buying a fund, you should first know how the fund has performed in the past (at least half a year), and then decide whether to buy it.
6. Buy a fund that suits you.
When purchasing funds, you should choose to buy open-ended, closed-ended, high-risk, low-risk, combined and stock-based funds according to your own situation.
7. Low cost funds
Choose channels with promotions or discounts to buy funds to reduce costs; Holding funds for a long time is also a way to reduce the purchase cost.
Extended data:
Introduction to novice fund speculation
1. Collect information to understand the significance and risks of the fund, and then make an objective comparison of your own conditions to see if you are really suitable for contacting the fund and can bear the greatest risk of this investment.
You can choose a good platform after you have a certain understanding of this investment. A stable fund platform generally has an annualized interest rate below 20%. If you see the annualized interest rate above 20% on the Internet, you don't need to read it, because the risk is particularly high, and the low risk is generally bank funds, with an annualized interest rate of about 6%.
If you want higher returns, you can find some internationally renowned platforms to operate. The general income is 5%- 18%. If it is managed by a third party of a bank and cooperates with some large companies, there is also a guarantee of principal and interest. Be sure to choose a platform with a computer system and mobile APP software.
3. To choose a good platform, you must be familiar with the mode of this platform, and then enter the market at a good time. It will definitely take more time to start doing it. It is recommended to choose a fund with a shorter term, such as within one month. Then, according to your personal financial situation, it is suggested to take a small part of the funds to operate first, so as not to affect your own living funds operation.
4. After the formal operation, keep in mind several points, always calculate your own profit and loss, pay more attention to the company's evaluation, and never feel that you have mastered enough skills and knowledge. Caution is very important.
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