I. Three main functions of "96 1 10"

1. Discourage function. When a citizen receives a phone call with the number "96 1 10", it means that he is suffering from telecom fraud or belongs to a high-risk group that is easily deceived. Never hang up the fraudulent phone directly. Be sure to answer in time and follow the advice.

2. Consultation function If citizens encounter suspicious circumstances, they are not sure whether to call the 96 1 10 hotline in time to identify telecommunication network fraud.

3. Reporting function, such as finding illegal and criminal clues involving telecommunication network fraud, which can also be verified or reported through the special line.

Second, the secrets of the eight high-risk fraud methods

1. False sales of epidemic prevention supplies Keywords: hoarding, large quantity, purchasing.

On February 2, 20201day, the citizen Xiaomou was lied by WeChat friends that there was a disposable medical mask for sale. He repeatedly transferred more than 70,000 yuan through WeChat, and was found to have been cheated after being blacked out.

Deception: The fraudsters take advantage of the lack of epidemic prevention supplies during the epidemic to lie that they can buy or store medical masks, disinfectant, forehead temperature measuring gun, etc. When the victim pays, the fraudster will find various reasons to refuse to deliver the goods or pull the strings to defraud money.

2. Online loan keywords: low-interest loans, unsecured loans, handling fees, and running water. On February 24, 2020, the public received an online loan call. After the suspect downloaded a loan APP and registered, he defrauded more than 240,000 yuan in the name of deposit, wrong card number and activation.

3. Deception: The fraudsters use low interest and no guarantee as bait, saying that they can provide loans to those who are short of funds. Once the victim believes it, the liar will commit fraud in the name of paying deposit, handling fee and running water. Online loans need to pay deposits and handling fees in advance, which is fraud!

4. Part-time brush list Keywords: part-time brush list, earning 500 yuan every day. On February 26, 2020, citizen Qiu got to know netizens, then downloaded an APP and started to brush the list according to the instructions of the other party. The suspect defrauded more than 220,000 yuan in the name of increasing investment and activating accounts.

5. Deception and deception: By making a false reputation platform, fraudsters induce victims to buy goods on the website online to improve their reputation, and claim that they can get a certain commission after completing the task. Once the victim has made a large payment, the fraudster will disappear. Part-time billing is illegal, and any online billing and credit rebate are fraud.

6. Internet-induced gambling-"Kill the pig plate" Keywords: having investment channels and mastering the background of gambling sites. On June 65438+1 October1day, 2020, Ms. Sun, a citizen, was introduced by a QQ friend that there was a loophole in a certain platform to make money. After inducing the victim to recharge190,000 yuan to the platform, Ms. Sun was found cheated after being hacked.

Deception: fraudsters publish false dating information on the dating platform to attract the victim to browse, gain the trust of the victim through long-term communication with the victim, and then induce the victim to transfer money to commit fraud on the grounds of having high-yield investment channels or mastering the insider of the gambling platform.

7. Be careful when making friends online, and don't trust online "Gao Fushuai" and "Bai Fumei"; In the process of online dating, mentioning that there are investment channels or insider gambling platforms is fraud.

8. Pay tuition and training fees Keywords: tuition and training fees.

On February 9, 2020, a teacher in the QQ group of Ms. Yao's daughter's class sent a message. Because the epidemic delayed school attendance, the school needs to charge 1.900 yuan tuition first. Wechat found that it was cheated after scanning the code.

9. Deception: The fraudsters use the school to delay the start of school, mix into the parents' class group, change the avatar and nickname to be consistent with the content of the class teacher, and defraud parents to pay tuition and fees, training fees, etc. By sending messages in groups or chatting privately. At the same time, they lied that the collection account was the teacher's personal account, dispelling parents' doubts and then committing fraud. If parents meet the notice of paying tuition and fees and training fees online, please call the class teacher first to confirm.

Credit card payment must be used within the prescribed validity period, available scope, limit and other rules. The system will directly deduct the transaction principal from the credit card payment. At the same time, you can't withdraw cash by card. Therefore, the user must use the credit card within the validity period, and once the credit card expires, it can no longer be used. If the credit card is not deducted after consumption, the current transaction does not meet the conditions for the use of the credit card, so the system will not deduct the money.

Some credit card payments are made at designated businesses. If you apply for a fuel card. Then, if you refuel at the designated gas station, the 5% credit card payment will also be used at the designated gas station. It should be noted here that I am not saying that if you have a credit card at a Wal-Mart, you will go to this Wal-Mart supermarket. But in all Wal-Mart supermarkets in this city, so is refueling. There are also some credit cards that can be used anywhere as long as you can swipe your card. In short, credit card funds obtained from different channels are used in different ways. You can consult the customer for details.

1. How to use the Bank of Communications credit card? Do I have to open it specially to use it?

In fact, when cardholders use the Bank of Communications credit card, they spend the whole amount. If this consumption meets the conditions of credit card gold deduction, after entering the account, Bank of Communications Credit Card will directly deduct the principal of this consumption from the credit card gold balance in the cardholder's account, and the deducted amount will be returned to the credit card account. Of course, if there are multiple credit cards in the cardholder's account, and all the amounts meet the deduction conditions of this credit card transaction, the system will automatically deduct the due amount of the credit card according to the validity period of the credit card. At the same time, if the credit card can't offset the total consumption, you can use the rest of the credit card account to participate in the deduction, which is more humane.