I am not a professional either, but I also work in a state-owned commercial bank. This is how I understand your question. First of all, you can't infer by yourself that the credit department can learn a lot. In fact, every department and every job has something you can learn. But what you should consider is working as a temporary worker in ICBC. You said that your bank relationship is very rich. Do you mean that you can become a full member after working in ICBC? And what kind of temporary worker are you with 600 yuan a month? Because as far as I know, because of its busy credit business, ICBC will hire many so-called temporary workers or college students to help customers sort out credit information and sign contracts, but it can't lend and run its own business like bank staff. Another kind of temporary workers, after the internship, can handle their own business like bank employees, but with different treatment. So you need to know what kind of temporary worker it is. If it is the former, I suggest you don't consider it. If it is the latter, it can be considered. As for Industrial Bank, you can inquire about it and say that it can become a full member after one year. What is this? Is it the same as all employees? Generally speaking, full-time employees of banks have enterprise annuities. You can check it. If you can become a regular employee, I think you can consider it, because although you contact first-line customers in the lobby every day, you will learn many ways to get along with customers and build a platform for you to make friends. It's normal for customers to be friends. The lobby is the most important role of a bank (I mean front-line employees). If you do well, you may not stay in this position for life after one year. You can also become a financial manager after obtaining a certificate. Of course, it depends on the arrangement of the leaders. If you think you are suitable, you may also do credit. It's all possible. You'll never be in a job. In short, if ICBC is a temporary worker, you can consider the latter, and Industrial Bank can turn into a real formal worker (you must be sure that you can transfer) or consider it, otherwise it will be normal. I hope my answer can help you!