According to the use contract of Ant Financial, you will receive a short message and a phone call from them within a period of time after the overdue payment, and then you will receive a penalty interest (charged at 0.5 times of the original interest). After you fail to meet the repayment conditions, they will hand it over to the creditor company and use big data to inform your relatives and friends to "assist" you in completing the repayment task. If you still can't complete the repayment under these measures, you will receive a letter from a lawyer. Sue you for contract fraud, and you may go to jail. Your overdue record will not only reduce your sesame score, but also damage your personal reputation and affect your personal credit, so you'd better try to complete the repayment task on a monthly basis. You can borrow it from others first, complete the previous monthly repayment task, and then find a job and pay it back slowly. As you can see, the consequences of delay are very serious. I hope you can complete the repayment task as soon as possible. Don't trust those who can help you online. You would rather owe Alipay than loan sharks outside. If it's too late, pay it back when you have money. It's okay. You can earn more interest at most. Once you borrow a loan shark, you can jump into the fire pit and even climb out. As the old saying goes, it is better to offend a gentleman than a villain. Those loan sharks do everything they can, and the law means nothing to them!