1, telephone inquiry. Workers can call the national housing provident fund hotline, enter the provident fund type, business type and inquiry type according to the voice prompt, and enter the joint provident fund card number or ID card and password to inquire about the payment period of housing provident fund;

2. Online inquiry. For information about individual housing provident fund account and individual housing provident fund loan account, employees can log on to the website of the Municipal Housing Provident Fund Management Center and click "Provident Fund Account Information Inquiry";

3. use the medical insurance card to inquire. Employees holding social security cards (medical insurance cards) can inquire about the personal housing provident fund account information and the current year's deposit on the computer inquiry terminal of the housing provident fund in the comprehensive service hall of the Municipal Bureau of Land Resources and Real Estate Management;

4. Counter-inquiry. Counter inquiry refers to the way that inquirers go to the service hall of the local provident fund management center to inquire, and they need to bring a joint provident fund card and ID card. For the inquiry, you also need to bring the joint provident fund card and ID card of the inquired person.

The conditions for provident fund loans are as follows:

1, and the housing accumulation fund has been paid normally for more than 6 months continuously;

2. A natural person who has full capacity for civil conduct and has not exceeded the statutory retirement age stipulated by the state;

3. Employees with permanent residence in cities and towns or valid residence identification.

4. There is a contract or agreement for the purchase of housing, and the down payment amount is not less than 20% of the value of the purchased housing.

To sum up, the housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

Legal basis:

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant;

Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.