There is indeed a difference between money and checks now, but there is no obvious difference between money and checks in the historical background at that time.
Because, the main difference between the two is that the current currency price is linked to the national credit, and the check depends on the bank's credit and the user's credit, because when writing a check, people who have money from the bank don't know, so they can only choose to trust you or not.
So the ancient silver ticket actually corresponds to today's cash check, which is equivalent to cash.
Paper money can actually be understood as a cash check issued by the state, and the credit guarantee behind it is the national finance. Silver tickets are issued by banks (banks, commercial banks), and credit guarantees are provided by banks (banks).
Today, the country's credit guarantee is obviously stronger. However, in ancient times, the state actually did not give credit. For example, if a country uses paper money to buy things, it must use silver when paying taxes. Who can use it? This shows that your country doesn't trust this thing itself.
Moreover, due to anti-counterfeiting technology, the recognition rate in ancient times was not high, only relying on seals and versions. In the case of shallow technical barriers in ancient times, it is difficult to prevent counterfeiting. Unlike modern times, ordinary people can't get the equipment and raw materials for printing money anyway. Without these equipment and raw materials, you can't do it at all. This is the result of scientific and technological development.