After it becomes history, it can be solved. Your statement is correct, that is, doubling the annual principal of 10 can be fitted by the median function, and the average annualized rate of return = 14.
69% This is equivalent to investing in a good fund. (the first in the world to achieve an average annualized rate of return of 25%; The best in Asia is 20%, which can generally be 7~ 10%. Supplement: the expression of median function in Excel: =FV(r, n, e, 1 or 0), where r is annual interest rate or monthly interest rate; N: time, how many years or months; E: amount (negative input); The investment at the beginning of the month is 1, and the investment at the end of the month is 0; After input, press enter, that is, the calculation result.
The specific operation of your question: enter Excel, click any space and enter: =FV(0. 15, 10,-10000, 1) and press enter to display 203033.
14 This is your annual investment of 10000 yuan, with an average annualized rate of return of 15%. /kloc-After 0/0 years, the income with interest (203033. 14 yuan).
More than 200 thousand, more than 3000. Try to reduce the yield, two or three times, and you can fit 14. 69%。
Will be 0. 15 changed to 0.
10、0。 08, or other rates of return, you can get the corresponding income.
It can also be estimated by looking up the median function table, but it is more convenient for computers to use Excel.
What does the historical annualized settlement interest rate mean? The annualized interest rate is discounted to the annual interest rate through the inherent rate of return of the product. Suppose that the income period of a wealth management product is one year, the rate of return is B, and the annualized interest rate R is the difference between the sum of 1 and b and the sum of powers of A 1, that is, the power of (1+b) minus 1.
Annual interest. The annual interest rate is expressed as a percentage of the principal. For example, if the deposit is 100 yuan and the bank promises to pay the annual interest rate of 4.2%, then the bank will pay 4.2 yuan interest in the coming year.
The calculation formula is 100*4.2%=4.2 yuan formula is: interest rate = interest ÷ principal ÷ time * 100%. Interest = principal * interest rate * time = 100*4.2%=4.2 yuan, and the final withdrawal 100+4.2= 104.2 yuan.
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What are the calculation methods of historical expected annualized rate of return of wealth management products? 1, the calculation of the expected annualized rate of return of short-term wealth management products with monthly interest payment and principal repayment is based on the above data. Suppose someone invests 10000 yuan, then the actual expected annualized rate of return is (12.
2%/12) * 6 * 10000 = 610 yuan, then he can get interest of more than1000 yuan every month, and get the principal10000 yuan after maturity. 2. Calculation of the expected annualized rate of return of short-term wealth management products with one-time repayment of principal and interest. One-time repayment of principal and interest is to receive the total principal and interest 106 10 yuan after the expiration of the six-month period.
3. The calculation of the expected annualized rate of return of short-term wealth management products with equal principal and interest is to add the total amount of investment principal and the total amount of interest finally obtained, and then return it to investors on average every month. Taking the above data as an example, the total principal and interest that this investor can get is 106 10 yuan, so he can get10610/6 =1768 every month.
3 yuan. 4. Calculation of the expected annualized rate of return of short-term wealth management products in average capital This method of expected annualized rate of return will suffer more than the above one, because it distributes all the principal equally according to the loan period and then returns it to average capital every month. The calculation of next month's interest needs to deduct the principal paid last month, so the interest is decreasing continuously.
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How to calculate the annualized rate of return refers to the rate of return obtained by investing for one year.
The calculation formula of actual income is: principal * annualized rate of return * investment days /365. For example, a wealth management product sold by a bank has an annualized rate of return of 3. 1% at 9 1 day, so if you buy 1 10,000 yuan, the actual interest you can receive is 1 10,000 * 3. 1. The conversion formula between annualized rate of return and actual rate of return is as follows: annualized rate of return = actual rate of return *365/ time span Note: sometimes it is 360, sometimes it is 365.
It should be calculated according to the rules and regulations. Definition of annualized interest rate: Assuming that the income period of a wealth management product is one year and the rate of return is B, then the annualized interest rate R is the difference between the sum of 1 and b and 1, that is, the power of (1 b) minus1; The annualized interest rate is the interest rate discounted to the whole year through the inherent rate of return of products.
Calculation formula: Assume that the yield of a wealth management product is a year, the yield is b, and the annualized interest rate RR = (1b) A- 1.