The first type: the lender carries his ID card to the personal loan department of the loan bank outlet for inquiry.

The second type: query through online banking.

This method is the simplest. Through online banking, you can not only query the loan balance, but also query the repayment records and other information. The query method is as follows:

1. Lenders can use "personal loans" after opening online banking, such as China Agricultural Bank;

2. "My loan";

3. "Loan inquiry.

The third type: through the bank customer service telephone inquiry.

You can call customer service to inquire, but the information you get is relatively simple, and there is no information such as repayment records.

Extended data:

Information needed to apply for mortgage loan

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)

There are three ways of housing loans, namely, bank commercial loans, provident fund loans and portfolio loans.

Repay the mortgage loan in advance

First, don't forget to surrender the loan in advance.

When the lender handles the loan, the bank will cancel the pledge. For example, if it is necessary to go through the prepayment procedures, Hefei Small Loan Bank normally requires the lender to submit a written or telephone request 15 working days in advance, and the bank will accept the loan.

If it is a lender who settles the full balance, Hefu Microfinance is prepared to make a remaining loan line after the bank, so that the lender can take out the remaining money and repay the loan in advance.

Second, we can't ignore the oath.

The danger of the owner's falling price after the down payment is paid off. After the borrower settles the full amount in advance, the bank will show the settlement confirmation, and the lender will plan after keeping the copy of the loan settlement confirmation issued by the bank and the original system of each bank.

Third, prepayment needs preparation.

At present, some banks will release the pledge by themselves. After the pledge is released, the lender himself needs to go to the bank to get a house book. There will be changes. Banks stipulate that early repayment should be several times of 65,438+0,000, and some banks still need to charge a certain amount of non-repayment. If the depositor pays off the loan, he must not forget to pledge a certain loan and cannot ask for surrender.

Reference source: Baidu Encyclopedia-Mortgage