1, Credit Card Features of Ping An Bank
(1). Easy to get off the card. Getting off the card is relatively simple. Remember that the first credit card in and out of the company is safe.
(2) Strictly manage risks. As we all know, there is a strong risk management ability in peacetime. I often hear that credit cards have been blocked and downgraded. Ping An, girlfriend and other insurance banks are moral.
(3) The reason for strict risk management is simple and safe. Qianhai Credit Information belongs to Ping An Group. In 20 13, qianhai credit information system had about 830 million people and about 20 million enterprises and other organizations. Very advanced In 18, Ping An Credit Card deployed about 40 sets of big data risk models at various nodes involving customers for comprehensive monitoring and risk assessment.
(4) The interest-free period is 50 days.
(5) 3 days grace period per month (capacity)
(6) Don't mind Cardo.
(7) It can exceed the limit. The general limit of 10% can be used beyond the limit, and the over-limit fee will not be charged temporarily.
(8) Letter-newspaper merger and bill merger. No matter how many cards you have, the credit report only shows one. The bills are combined, and the repayment can be returned to any card!
(9) The numerical value of integral is very high, and the realization is very simple, but the integral rules changed a lot at the beginning of this year!
Comprehensive rules: In February this year, the merger rules were greatly adjusted, breaking the previous credit card merger model and becoming the first bank in the industry to eat crabs. In April this year, the integral rules were formulated!
1. There are no credit card points when offline (except some airlines and hotels). Domestic airlines and airlines and hotels designated in the tourism consumption plan can accumulate points online and offline.
2. Earn points by online consumption.
3. Special payment methods (mobile payment, UnionPay QR code payment, China UnionPay Express APP scan code payment, etc.). ) You can pay more than RMB 1 1,000 in one lump sum.
4. 5 times points for online consumption of cooperative merchants (end of this year)
5. All accumulated points in consumption abroad (online or offline).
6. All consumption abroad points (online or offline credit cards)
Extended data:
The history of Ping An Bank:
From June 5438 to February 2003, Ping An Group acquired Fujian Asia Bank, a small joint venture bank in Fuzhou, and changed its name to Ping An Bank in February of the following year, taking the first step in banking. In June 2006, Ping An Group invested 4.9 billion yuan to acquire 89.36% shares of Shenzhen Commercial Bank. In 2007, it changed its name to Shenzhen Ping An Bank and issued the first Zhang Pingan Wan Li communication card. On August 20 12, SDB merged with Old Ping An Bank, and the company was renamed Ping An Bank. At that time, the total assets of New Ping An Bank reached10.5 trillion yuan, and * * * had 4 10 stores. It has become one of the medium-sized joint-stock companies in China. PS: SDB:1987 In May, SDB issued shares generally. 199 1 listed on Shenzhen Stock Exchange at the price of one million shares. 1。 This is the first listed bank in China, and it is also a deep stock market value. This year. In 2002, Shenzhen Development Bank issued the first credit card with password protection function in China. By the middle of 2020, the circulation of Ping An credit cards will reach 6 1.48 million, ranking first in the country.
How about Ping An Bank's credit card?
1. Good; Ping An Insurance Credit Card is the only credit card with an insurance number in China, including all-round and high-amount accident insurance such as land, sea and air, indoor gas, etc., and you can also enjoy safety when traveling at home.
2. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many special functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel".
I. Application conditions
1. Ping An Bank Credit Card Any natural person who has reached the age of 18, has full capacity for civil conduct, has a stable and legitimate source of income and has a good reputation can apply to the card issuer for a personal credit card master card with his valid ID card and other documents required by the card issuer.
2. The main card holder of Ping An Bank Credit Card may apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.
Second, the amount.
1. Ping An Bank's credit card limit inquiry: You can inquire about Ping An Bank's credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.
2. Temporary credit line adjustment of Ping An Bank: When using Ping An Bank's credit card, if it is found that the approved credit line is insufficient, you can call the 24-hour customer service hotline to apply for temporary credit line increase. The temporary credit card limit increased by Ping An Bank will automatically restore the original limit after the validity period.
3. Long-term credit card limit adjustment of Ping An Bank: You can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will review its past credit card usage history and repayment records, and adjust your credit card limit appropriately for cardholders after approval.
Third, cost information.
1. Over-limit fee: 5% will be charged for the over-limit part, with no minimum or maximum limit;
2. Late payment fee: 5% of the unpaid part of the minimum repayment amount, and the minimum charge is RMB 20 yuan;
3. Peer withdrawal fee: 2.5% of the transaction amount, with a minimum 25 yuan;
4. Inter-bank cash withdrawal fee: 2.5% of the transaction amount, with a minimum 25 yuan;
5. Peer overpayment recovery fee: 0.5% of the transaction amount, and the minimum RMB fee is 5 yuan;
6. Inter-bank overpayment of recovery fee: 0.5% of the transaction amount, with the minimum RMB fee of 5 yuan;
7. The cost of replacing the card due to damage or degaussing is 15 yuan;
8. Courier fee (optional) 20 yuan;
9. Handling fee for reissue of bank statement: RMB 65,438+00 will be charged every month after the third installment is free;
10. 60 yuan for loss of card;
1 1. reset password letter handling fee 20 yuan;
12. Look at the domestic purchase order of 20 yuan.
Is the credit card of Ping An Bank junk?
Thank you for your interest in Ping An Bank. You can call the credit card service hotline 955 1 1-2 for credit card questions.
If you need to consult Ping An Bank's credit card business, you can click the link below to select the online customer service icon-credit card or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.
Response time: August 25th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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Ping An Bank's credit cards are all bad? You should know these most interesting cards!
Because a card friend asked Ping An's recommendation before. I have been concerned about peace for some time. I applied for a Ping An card on July 2, and received a rejection message two days later. However, after 27 days of silence, I received the news that Ping An Card was approved. There was a feeling of being teased at that time, thinking it was a mistake. I specially downloaded Ping An's APP to check the progress of card processing, only to confirm that Ping An has been "digging graves" to approve cards. The card amount is 2W, and Ping An has become a fifteen-line card in Xiao Heng.
I have been handling cards for some time, so I took the time to share my experience in handling Ping An credit cards with my cardholders in the headline number.
In fact, there is no good "card" for Ping An, which can neither be redeemed for mileage nor attract users. But we all know that Ping An Group's insurance business is still very strong, so Ping An Credit Card may have more advantages in insurance.
Ping 'an Good Card Recommendation
1 safe travel platinum credit card
Everyone in the ring knows that Ping An has a travel platinum card, which is the most valuable card of Ping An. Credit card spending can get 1% cash back. Air tickets, hotel and travel agency fees (MCC45 1 1, 4722 and 70 1 1) and overseas points can be counted, with a maximum monthly limit of 6,000 yuan.
The quota starts at 30,000 yuan.
In addition, the safe travel white card can also enjoy other platinum card benefits:
Tickets discount for scenic spots above AAA level (inclusive)
Enjoy the discount of purchasing tickets by credit card in 100 scenic spots above AAA level in China, as well as the discount of online and telephone booking in nearly 1,000 scenic spots.
Safe wealth exclusive courtesy, the whole tour escort.
Accident insurance for all vehicle personnel
If driving a motor vehicle causes death, disability, burns or medical expenses, the cardholder and his family members in the same car can enjoy accidental compensation, and the maximum compensation amount can reach 500,000.
Comprehensive traffic accident insurance
In the event of an accident by plane, train (including light rail), ship, automobile and other operating vehicles, the maximum insured amount is100000, and the spouse of the same company can enjoy 2.5 million insured amount.
airport shuttle
When you travel, you can use "125000 miles points" to apply for airport shuttle service, which will save you the trouble of waiting in line for the bus and facilitate your travel.
Airport pick-up and drop-off can be sold to the market price of about 100.
Travel comprehensive accident insurance
You can apply for comprehensive travel accident insurance with "26,000 miles points". Within 90 days after the entry into force, accidents or trips outside the location of Ping An Bank account, which is 100 km away, can enjoy corresponding protection.
Domestic/foreign emergency assistance
Enjoy international travel emergency rescue service and domestic/international medical emergency rescue service during the trip.
Car rental service
Car rental concessions in more than 30 cities across the country, including nationwide "one-day rent-free" and "rent three get one free" concessions, have service outlets all over airports, hotels and commercial centers in major cities.
Driving etiquette:
If you are keen on going to road trip, you can choose more driving service experiences, including route design to road trip for leisure vacation, car racing assistance, new car test drive and so on.
Tips:
You can also use Miles Points to apply for more exclusive benefits: 360-degree risk screening and physical examination package, Chinese medicine care and tooth cleaning service. After activating the first card, you can also enjoy telephone doctors, domestic and foreign health benefits, luxury goods procurement services, international student care services, and etiquette assistance services. See the exclusive courtesy of Ping An Wealth for specific service rules and contents.
More platinum VIP travel privileges
Enjoy the special price of 100 hotels.
Hundreds of star-rated hotels in China enjoy exclusive privileges: buy one get one free, free room type upgrade, late check-out? Bring more surprises to your journey!
The exclusive price of an exclusive discount merchant.
Thousands of exclusive merchants across the country enjoy exclusive discounts, gifts and other rich courtesy.
Tips: You can't open a card under a white card when traveling safely, and you can also enjoy the treatment of Ping An Platinum Customer Service. There is no annual fee if you don't open the card.
Opening ceremony information of new household card:
Time: 201July August1-201July June10/October 3 1 (card checking time)
Activity rules:
Customers (including new and old customers) who issue Platinum Card, Elite Platinum Card, Golden Butler Co-branded Card and Insurance Gold Card during the activity will receive the first gift if their consumption reaches the standard before the end of next month:
Platinum card: before the end of the second-core card, you can spend 3 RMB 388 at will and get a voucher of RMB 888 for the mall. It is suggested to exchange one of Birand instant water purification stick set, Cobos Magic Mirror S sweeping robot and Huawei B3 smart bracelet.
Elite Platinum Card: Before the end of the nuclear card, you can spend 3 RMB 288 at will and get a 488 RMB mall voucher. It is recommended to replace it with ELLEHOMME suitcase set (20 inches and 28 inches), Philips CVR300 driving recorder and Midea air-conditioning fan.
Peace is yours.
Yourcard is a credit card for young customers launched by Ping An Credit Card last year, focusing on "free customization of card face".
Since you can customize the card surface yourself, this card also combines several selected rights that conform to the trend of the times, and each right is customized at 288 yuan per year:
Points Party: Designate 10 times points for online, entertainment and catering consumption throughout the year. The maximum reward points per month is 20,000.
Watching group: annual Youku member and 12 Guevara 10 yuan movie ticket.
Delicious pie: delicious electronic coupons are selected from 12, Starbucks, Haagen-Dazs, Godiva, Burger King, etc.
(Note: Each of the above premium benefits only needs the rights customization fee of 288 yuan/year)
If you don't use these three rights, then you don't need to customize, and this card will not generate an annual fee, which is free for life.
3 Ping An Car Owner Card
In recent years, the owner card of Ping An Bank has a stable main selling point: 88% discount on gas and insurance.
Let's talk about refueling activities first:
Activity intensity: 88% off (12%)
Participation conditions: meet the consumption qualification after registration, and swipe the designated card at the designated gas station.
Registration: After downloading the official Ping An credit card APP "Ping An Tian Xia Tong" and binding my Ping An credit card, I will spend it at the designated gas station.
Designated cards: Ping An Diamond Credit Card, Platinum Credit Card, Elite/Travel Platinum Credit Card, Platinum Credit Card, Owner's Credit Card and Owner's Financial Credit Card (formerly I Car Credit Card).
Designated gas station.
Consumption qualification: cumulative consumption of more than 2,000 yuan (not required for the first month and the second month of card verification)
Monthly return: maximum 80 yuan (i.e. 667 yuan for refueling).
Return rule: Deduct the consumption of the designated gas station next month, and it will be invalid when it expires.
Although the insurance given is very powerful, if you want to go on the road with peace of mind, you still have to buy third-party liability insurance:
From the day after the first brush, you will receive a maximum of 165438+ 10,000 yuan of accident protection for the whole vehicle (only for cardholders driving vehicles).
Driver accident protection is up to 500,000 yuan.
The maximum number of passengers in the same car is 654.38+ 10,000 yuan/person.
All personnel (including drivers) in the car have medical insurance for driving accidents up to 4,000 yuan/person.
Therefore, in the first year of 200 yuan, the annual fee of 30,000 yuan is exempted in the second year, which is quite valuable. After all, the insurance will be discounted. But please note: first check whether the "designated gas station" is near you.
Newcomers have gifts, and the activity time is: 2017/9/1-2017/12/31.
The first brush 188 is given to 188, and you have a chance to win the iPhone7.
Ping An's recent activities:
188 yuan draws a red envelope
Ping An draws a red envelope full 188 yuan.
Red envelopes can be drawn when the total amount of each transaction is 188 yuan, with a maximum of 30 red envelopes per month, with a maximum of 188 yuan per red envelope.
In addition, special reminder: consumption of foreign online consumption red envelopes will double. Secondly, if the red envelopes in September are collected at10.24-11.1,the red envelopes will continue to double, and it is said that they can be collected up to 8 times.
Red envelopes need to click on the consumption reminder in Ping An Credit Card APP to participate.
The other is the recent super-safe bill payment activity.
The rules of super bill paying activities are relatively simple, mainly for offline consumption, and 50% off online consumption is included in the consumption amount statistics.
It is not attractive for offline and online consumers to participate in this activity, but if you add tourism white, 70 1 1 cash back from business travel hotels 1%, and add red envelopes 188, the rebate will be considerable. Therefore, being good at overlapping activity rules is the most enjoyable and commonly used gameplay for card users.
Do you want a safe card?
Card tycoon reminds you: Maybe you need some time to compare and observe. It is not easy to apply for a travel card, so it is recommended to apply for it safely.
Is the credit card of a safe and good owner a pit?
1. Compared with other credit cards, Ping An Good Owner Credit Card has absolute advantages and has won the favor of many users with its "hard core" one-stop service. The disadvantage of Ping An Bank's owner credit card is that the annual fee standard is relatively high. The general annual fee is 200 yuan in the first year, which will be generated immediately after your card is activated. If the annual fee for the following year is to be exempted, the consumption of the owner's credit card or the owner's one-card credit account in the first year must be more than 30,000 yuan. Therefore, the owner's credit card of Ping An Bank has advantages and disadvantages. Whether it is used or not depends on personal needs, because it was originally launched for private car owners. If you usually spend about 30,000 yuan a year on cars, if you use more cars and oil, you can still consider it.
2. The main advantage of Ping An Bank's owner's credit card is high accident insurance coverage. From 0: 00 on the second day after you apply for the card, other people in the same car can enjoy the driver accident insurance protection of up to 6.5438+10,000 yuan per person, and at the same time, they can also enjoy the driver accident insurance protection of up to 500,000 yuan. In addition to accident insurance, the whole car, including the driver, can also enjoy medical insurance coverage of up to 4,000 yuan per person. The second advantage is that you can enjoy a 28% discount when you refuel. The third benefit is road rescue service, which can provide you with free road rescue service within 30 kilometers every day. If you have problems driving in China, you can call the road rescue service and apply for rescue service within 30 kilometers. This service also takes effect from 0: 00 the day after the first brush, and it is only brushed once a day, but there is no limit on the number of days in the whole year. In addition, emergency repair services such as power connection, tire changing, oil transportation and water supply can ensure that the vehicle can reach the city within 40 minutes, and the trailer service can ensure that the rescue vehicle can leave within 10 minutes.
3. If you are an old owner card user and a Buddhist card, there is no rigid demand for car washing on behalf of the driver, so there is no need to apply for this card again. After all, the first year is a rigid annual fee. If you have rights and interests such as driving a car to wash your car, but the Buddha uses a card, you can also apply, but it is recommended to apply for a gold card. After all, car washing is very expensive in big cities these days, and the annual fee of 300 yuan will be returned soon. If you are a pos user with a card and swipe your card rigidly every month, you can consider a gold card or a platinum card as appropriate according to the bill amount. After all, even if you don't have to pay for this wool, you have to swipe your card. It's good to stop the bleeding. It's not a loss anyway.
The introduction of Ping An credit card spam and Ping An credit card spam is over. I wonder if you found the information you need from it?