Trade union mutual fund refers to a special relief form set up by trade union organizations to meet the special needs of employees on the basis of trade union funds, employee donations, government subsidies and other channels. Trade union mutual fund is a kind of employee welfare system, which is mainly used to help employees cope with the expenses of emergency or major disease treatment, and it is a form for employees to get help from trade unions when they are in trouble. The collection and use of trade union mutual funds shall abide by the relevant national and local laws and regulations, and follow the principles of openness, fairness and impartiality.
Employees participating in mutual medical insurance shall, on the basis of enjoying the national basic medical insurance and enterprise supplementary medical insurance, give certain subsidies to the medical expenses borne by individuals.