Alipay Ant Insurance Platform Backstage
Ant Insurance is an Internet insurance service platform under Ant Financial. Since its establishment in 20 14, Ant Financial has established cooperative relations with more than 100 banks, more than 60 insurance institutions and more than 40 funds and securities. It is a powerful financial service group.
From this point of view, the ant insurance platform has strong background support, which can ensure the safety and reliability of the platform.
Alipay Ant Insurance Product Type
The mainstream insurance companies in the market have settled in the ant insurance platform. The types of insurance products include auto insurance, accident insurance, health insurance, travel insurance, life insurance and property insurance. And various types can meet the various needs of users.
Validity of Alipay Ant Insurance Contract
According to the official description of Alipay, the contracts signed on the Ant Insurance Platform are true and valid, and the insurance company will bear the corresponding insurance responsibilities for insurance accidents that occur within the scope of the contract.
In addition, after the insurance accident, the ant platform will also help urge insurance companies to fulfill their responsibilities.
Conclusion: From the above three aspects, it is true and effective to insure Alipay Ant Insurance, with a good platform background and a good product type underwriting company. But when insuring, it is important that the product meets its own insurance needs, and the insurance product itself is the key.
It is worth noting that most of the health insurance on Alipay is based on 1 year. If you want to get long-term protection, you'd better consult an insurance consultant first, and reasonably supplement a commercial insurance to get comprehensive protection.
What is the difference between buying insurance in Alipay and buying insurance offline?
Alipay users have a large flow, and there are naturally many people who pay attention to insurance. But the information on the Internet is relatively transparent. If you want to retain users, you often need to start with products.
So what's the difference between buying insurance on Alipay and offline?
Good product cost performance: As I said just now, Alipay must start with products if it wants to retain these users, and the operating cost of Internet sales is far lower than offline, so the product cost performance will naturally not be bad.
Convenient and fast insurance: offline insurance requires filling in the policy information, handing in a copy, and finding an agent to calculate the premium. The insurance on Alipay can be completed directly in the APP, and the procedures are not so complicated.
Insufficient customer service quality: Due to the huge number of Alipay users and the fact that most of the insurance customers are employees of insurance companies, sometimes there are problems such as long customer service response time and unprofessional answers.
Therefore, although Alipay has a large number of users, not everyone is suitable for insurance on it. It requires the insured to have strong learning ability and certain requirements for product analysis ability, and what Dad has been doing is to teach you this.
Alipay's insurance products are all insured online. In order to let everyone know about online insurance, my father will tell you some precautions for online insurance for your reference.
1. Verify the authenticity of the platform.
Consumers should verify the authenticity of the insurance platform in official website and China Banking Regulatory Commission before taking out online insurance.
General formal online insurance sales platforms have been filed with the China Banking Regulatory Commission. If these platforms can't be found in official website and CBRC, then this platform is likely to be a phishing website with certain security problems.
2. Be familiar with insurance knowledge in advance
Online insurance generally has no professionals to explain the insurance clauses to consumers, and the whole process needs consumers to understand themselves. This requires consumers to master insurance knowledge first, so that consumers can know what the insurance they buy specifically protects and how to settle claims.
3. Compare more before you start.
There are many kinds of insurance products insured online. Consumers can compare several products before insurance, and then choose the product with the highest cost performance and the most suitable for them.