Comprehensive insurance for domestic service is an insurance purchased by employers and benefited by domestic workers. The insured is an employer, and domestic intermediaries cannot buy it. Within the validity period of the insurance, if the nanny suffers accidental injury or death due to being employed by the employer's domestic service, it belongs to the insurance scope, and the employer may apply for compensation from the insured commercial insurance company.
Although hundreds of thousands of families have purchased this insurance, compared with the huge nanny employment market, it has not yet reached the level of "one for each household". And several cases in the past few years. Let us also see that this small premium, which is only 30 yuan premium, really makes a big difference whether you buy it or not. Domestic insurance, led by the National Association of Home Economics 9508 1 Family Service Center, began to enter the era of all-staff insurance in 20 12. It is required that all domestic enterprises and domestic service personnel who have joined the 9508 1 Family Service Center take the initiative to sign domestic insurance contracts with employers' families, which has played a leading role in regulating the whole domestic industry.
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