The credit wallet is actually a loan super. If you want to open a member, you don't need to apply, just uninstall and sign offline. That's even more nonsense, that is, let you go to the credit bureau to apply for a bank loan, not to the black rail, wasting your time.
It is believed that according to the official introduction of the wallet, after submitting the application materials, under normal circumstances, the review can be completed within 10 minutes at the earliest, and it can be used after passing the review, waiting for 1-2 hours. The loan platforms that cooperate with credit wallets include Good Staging, Little Flower Wallet, Li Loan, Moonlight Man and Anjiapai. Among them, a good installment can lend money within 10 minute at the earliest, Xiaohua wallet can lend money within half an hour at the earliest, Li Dai and Moonlight Xia can lend money within 24 hours at the longest, and Anjiapai can lend money within 2 working days at the longest.
Compared with other online loan openings, it is relatively easy to deposit money in the opening of the letter wallet. Take Xiaohua wallet as an example, it is impossible to check the credit when it is opened, so even if the credit is slightly overdue, it will not have much impact. In addition, everyone chooses different online loan products or the same loan products. Due to different qualifications, the credit line is definitely different. If you want to get a higher loan amount, you can only guarantee your comprehensive credit.
Heart wallet is an APP developed by Chengdu Youka Information Technology Co., Ltd. to provide online financial consulting services on the Internet. It mainly provides online small and large loans, installment, online credit inquiry, online blacklist detection, multi-head loan detection, credit card application and other services.
The software "credit wallet" itself is a credit intermediary. The specific matching amount and products for you are determined according to your own credit. The application amount is basically given to you by major products and has nothing to do with the credit wallet. The natural premise is that there is no problem with your credit.
If you get a quota, you should be careful when choosing.
First: the wallet itself is only an intermediary and does not provide loans to users. You spend money on recommended products, so be sure to look carefully at which products are best for you. Generally speaking, it will recommend several products to you. The interest rate of each product is different, and the speed of the next payment is also different. Be sure to pay attention to screening. Although I will screen products once through big data and AI intelligence at first, it is related to money, so I still have to take a good look.
Second: If you really need money now, it is relatively stable compared with other messy institutions. Don't worry about conventional loans, slow speed and high institutional risks. Conveniently, it will recommend a batch of products to you, and they are all screened by big data AI, and the protection of routine loans has been done.
Third: remember to repay on time! Remember to repay on time! Remember to repay on time! Say important things three times, and be careful not to take them to heart. Credit products will basically go to credit, and it will be very uncomfortable to be blacklisted.
Operating environment:
Huawei nova7pro2.0.0.209
Letter wallet 6. 1.7