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How to inquire about bank card consumption records?
There are four ways to query bank card consumption records:

1 direct inquiry. Cardholders can bring their ID cards and bank cards to the counters of nearby bank outlets to apply for printing transaction details.

2.ATM inquiry. The cardholder inserts the bank card to be inquired into the ATM, and enters the password to inquire about the consumption record.

3. Online banking inquiry. Cardholders can log in to the issuing bank's online banking, log in to the personal online banking with the bank card number and password, and inquire about the transaction details in the personal account.

4. Third-party payment inquiry. If the cardholder's bank card is bound to the third-party consumption payment, you can query the consumption record in the third-party payment software.

First, the query time limit of bank card transaction records

The time limit for inquiring transaction records with bank cards is five years.

At present, Article 29 of the Administrative Measures for Customer Identification of Financial Institutions in People's Republic of China (PRC) stipulates that financial institutions shall keep customer identification information and transaction records in accordance with the following provisions: Time limit:

Customer identity information shall be kept for at least 5 years from the year when the business relationship ends (the year when the one-time transaction is recorded). The customer's transaction records shall be kept for at least 5 years from the year when the transaction is recorded. If customers need to make inquiries in person, they should bring their bank cards (passbooks) to the local banks for independent inquiries. In case of special circumstances, it is necessary to explain the specific situation to the bank, and the bank can make an inquiry only after reviewing it.

Second, how to delete the transaction details of the bank card

Bank transfer records are recorded in the banking system, and the contents of the banking system cannot be changed. Therefore, these records cannot be deleted or changed.

Even if the user deletes the bill in the mobile phone or online banking through the mobile phone or online banking, the record still exists in the bank flow.

Definition of bank statement:

1. Private account flow refers to the detailed list of deposit and withdrawal business transactions between customers and banks using their own bank cards (debit cards) or bank passbooks within a period of time.

2. The company flow refers to the list of deposit and withdrawal business between bank customers (basic account) and banks in the recent period.

Third, the bank card consumption records

The consumption in the detailed bank card statement is the expense generated by personal credit card consumption.

Generally, it includes electronic statement and paper statement, which refers to the loan center (credit card center) of the issuing bank. After the cardholder's monthly billing date is settled, the cardholder's credit card details are packaged into e-mail and sent to the billing mailbox written by the cardholder, or printed into a statement and sent to the billing address of the cardholder, indicating the consumption amount, minimum repayment amount and final repayment payment period.

The cardholder should carefully check whether the statement is consistent with the bill before keeping it. If there is any difference, he can notify the bank and suspend the payment.