1, which is easy to understand, refers to the total amount that the buyer finally pays to the seller, which is the actual price of the house. The transaction price is the actual expenditure of the buyer to buy a second-hand house from the owner. For example, the owner quoted 1 10,000, and the actual transaction price was 970,000, which is the transaction price.

2. Generally speaking, the actual transaction price will be different from the online signing price and the evaluation price. Example: When the landlord sells, the initial bid is 654.38+00,000, and the intermediate landlord raises the price by 900,000, and the buyer accepts and pays. This 900 thousand is the actual transaction price. If the seller reduces the price to 6.5438+0.08 million, then 6.5438+0.08 million is the actual transaction price.

How to check the transaction price of second-hand houses?

1. The transaction price of second-hand houses can be inquired on the website. If you want to buy a second-hand house, you can learn about the average price on this website first. Fangtianxia website not only introduces the house price, but also introduces the geographical location, nearby facilities and the environment of the community, so I think the reference value is very high.

2. If you see a good house on the website, you can contact the customer service or the seller directly to discuss the time of viewing the house. After the meeting, you can do all the rest of the procedures.

3. The loan amount of the second-hand house is related to the evaluation price. If the down payment ratio of the second-hand house is 30%, the loanable amount is 70% of the appraised price. The higher the appraisal price, the more money you can borrow from the bank. The sum of the loan amount and the down payment is the transaction price of the second-hand house, and the transaction price of the second-hand house minus the loanable amount is the net down payment of the second-hand house. In other words, the larger the loan amount, the less the net down payment for second-hand houses.

4. For example, the transaction price of second-hand houses is 1 10,000, and the bank's evaluation price is 800,000. According to the down payment ratio of 30% of the first suite, the loanable amount of the second-hand house is 560,000 (800,000 * 70%). At this time, the net down payment that the buyers need to pay is 440,000 (65,438+0,000-560,000), which is equivalent to 44% of the transaction price, 65,438+04% more than the down payment ratio of 30%.