First, Ping An Bank credit card cancellation process:

1. Call Ping An Bank's customer service number 955 1 1 and switch to manual service for operation.

2. Verify personal information and then apply for cancellation of credit card.

3, customer service will be retained, you just need to confirm the cancellation.

Second, credit card cancellation related content

1. Credit card cancellation and account cancellation are two concepts. If you want to completely cancel the credit card account, you need the cardholder to explicitly ask the bank to cancel the account, otherwise the bank will generally cancel the credit card and keep the cardholder's account information. Whether you cancel your card or account, you can call the bank directly or apply at the bank counter. Generally, it takes 45 days to apply for credit card cancellation, because the bank will officially cancel the account for you only if there are no debts and balances on the credit card account book and no negative records such as overdue. When you completely cancel your credit card account, please note the following points:

2. Settle the arrears in time before closing the account: you must pay off all the arrears before closing the account, and don't go through the formalities of closing the account when the arrears are not settled, otherwise the account closing will probably fail;

3. Cancel all credit cards before closing the account: if there are other credit cards in the same bank, it is generally not possible to close the account;

4. After the expiration of the effective period of account cancellation, go to the bank to confirm whether the account cancellation is successful: in order to ensure that the cardholder has no arrears when canceling the account, the account cancellation application generally takes effect after 45 days, and the cardholder should contact the bank 45 days after submitting the account cancellation application to confirm whether the account is completely cancelled.

Don't throw away the cancelled credit card anywhere, cut off the magnetic stripe and throw it away, so as not to be picked up by criminals and cause losses to yourself. Before canceling the credit card, make sure that the credit card has no balance, no arrears and no extra deposits. Because once a credit card has a balance, it cannot be cancelled.

6. Pay off all debts in time. This debt includes bill debt and annual fee. If there is still arrears in the card, forget it and cancel the card directly. After the interest is accrued, the amount reaches a certain amount, and the bank begins to "collect debts"! Confirm whether to close the account after 45 days. Credit card cancellation is usually handled through customer service, but it was not successful at that time. When the card is cancelled, the account will enter the pre-cancellation state, and it will take 45 working days to know whether the account has been cancelled successfully.

How to cancel Ping An Bank's credit card?

Ping An Bank's credit card cancellation method is as follows:

Method 1:

1. Call the customer service phone of Ping An Bank Credit Card Center with your mobile phone, and select the account cancellation service according to the voice prompts.

2. It should be noted that your Ping An Bank credit card needs no arrears to operate successfully.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 5.5. 1

Method 2:

1, go to the bank counter to cancel.

2. Bring my ID card and credit card to the counter of Ping An Bank to fill in the card cancellation application form;

3. If the credit card has no arrears or excess deposits after 45 days, the cancellation is successful;

4. The cancelled Ping An Bank credit card should be cut and discarded to prevent theft.

Extended data:

1. What are the advantages of Ping An Credit Card?

1, Ping An credit card limit

Ping An Credit Card is divided into Puka, Gold Card and Platinum Credit Card. General card amount is 3000- 10000 yuan, gold card amount is 10000-50000 yuan, and platinum card amount can reach more than 50000 yuan. The amount is guaranteed, which is the first advantage of Ping An Credit Card.

3. It's convenient to handle Ping An Credit Card, and the card is issued quickly.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 5.5. 1

The application for Ping An Credit Card can be handled through official WeChat account of Ping An Bank, Ping An Pocket Bank APP and Ping An Credit Card official website. Applicants need to meet:

(1) Mainland citizens must be 20-65 years old (inclusive), and Hong Kong, Macao and Taiwan and foreigners must be 25-65 years old (inclusive);

(2) Have a stable income source or a fixed job and a running bank account;

(3) having fixed property, such as cars, houses, passbooks, etc. , it will improve the pass rate of credit card application review. Different types of credit cards may have their own rules. You can go to the application page for detailed requirements.

3. Ping An Credit Card Discount

The biggest advantage of Ping An Credit Card should be that credit card offers are very rich. Ping An Credit Card is subdivided for different consumer groups, and a variety of credit cards are designed, each of which can get its own exclusive discount.

How to cancel Ping An Bank's credit card?

There are many ways to cancel the credit card of Ping An Bank. Cardholders can cancel their cards in the following ways:

1. Telephone banking cancellation. Credit cards can be cancelled by telephone banking, but only when the credit cards can be cancelled can they be cancelled by telephone. The cardholder can call Ping An Bank's credit card service number: 400824365, then press "0" to transfer to manual service, enter the ID number to transfer to manual service, and then explain to the customer service that the card is to be cancelled, and the customer service can complete the whole card cancellation work for the cardholder.

2. To cancel the bank counter, the cardholder can take valid documents, such as ID card, credit card and other documents required by the bank, go to the nearby Ping An Bank branch to get the reservation number, and queue up, then explain to the service staff that he wants to cancel the account, give the credit card to the bank staff, and fill in the relevant application, and then cancel the credit card.

Pay attention to whether there is any extra money in the credit card account. Because many cardholders are used to using credit cards as debit cards, there are some deposits in credit cards, and cardholders need to withdraw their deposits before canceling their credit cards. When you cancel your credit card, you can't have unpaid bills. Before canceling your credit card, be sure that the number of times you swipe your card has reached the requirement of annual fee reduction. This is what we need to pay attention to in order to prevent the annual fee from being paid by yourself.

Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to basic functions such as credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

Ping An Bank's credit card must be cancelled if it is no longer used. For cardholders, the safest way is to report the loss first and then cancel it. If the cardholder refuses to pay the loss reporting fee and wants to cancel the credit card directly, he should also pay attention to the following issues:

1. Pay off all arrears in time, including not only the account arrears, but also the annual fee.

2. Confirm whether to cancel the account after 46 days to prevent the bank from failing to cancel the card for some reason, and the cardholder thinks that the card has been cancelled successfully.

3. After the card is cancelled, it is recommended to cut the card or cut off the magnetic stripe with a sharp blade (the magnetic stripe contains a lot of private information).

It usually takes more than ten minutes to cancel a credit card, but the 45 days after the cancellation of a credit card is called the "pre-cancellation period". In this time difference, this cancelled card can actually be taken out and swiped. If the cardholder thinks that the card has been cancelled and discarded at will, the discarded card may be used by criminals, and it may still be stolen, and it will also bear the losses. Similarly, the pre-sale card can also be traded online and transferred to the card.

How to cancel if you don't want to use Ping An Credit Card?

1, direct telephone cancellation, you can call Ping An Bank customer service telephone number 9551/credit card hotline, and then go to manual service.

Explain to customer service that you need to cancel your credit card. At this time, you will verify your personal information and cancel your credit card. According to the customer service tips, you can verify it. Generally used to verify your ID card information and card password.

2. You can also go to the nearby business hall of Ping An Bank, cancel the credit card of Ping An Bank through the business hall and manual service window of the bank, and bring your ID card and the credit card to be cancelled.

1, the customer service will try its best not to let you cancel your credit card. At this time, your attitude should be very firm. You can find many reasons why you don't want to use a credit card. You don't have to give the customer service a chance to refute and you don't have to be embarrassed. You can find some irrefutable reasons.

We still need to pay off the credit card before canceling it, otherwise we can't cancel it. You can use Alipay, Baidu Wallet and other applications with repayment function to make credit card repayment. After making it clear, call customer service to cancel.

3. It is best to destroy the card after cancellation, so that others can't++your card.

Confirm whether to close the account after 4 days or 46 days. Under normal circumstances, the cardholder should call the bank to confirm whether to cancel the account 46 days later.

This concludes the introduction of how to cancel Ping An Bank's credit card and how to cancel the main card of Ping An Bank's credit card. I wonder if you have found the information you need?