Hou Xingyu is an important figure in the Hou family. He inherited his ancestral business and managed it carefully, accumulating millions. His third son, Hou Qinglai, is smart, sophisticated, talented and ambitious. At first, Wei, Xie Taiwei, Hou Changlai and Xin Taiyong, who operated silks, satins, tea and coins in Pingyao, were all changed to Wei's shop name, and later changed to a money house. However, Hou Qinglai lived only 36 years old, and his son Hou Yinchang took over the family business. In the competition with Rishengchang Bank in Pingyao, he also changed other Weizi names to bank numbers, becoming the famous "Weizi Wulian" in Shaanxi. After Daoguang, Xianfeng and Tongzhi, in about 30 years, Wei Zizhao's prestige has been continuously improved, and semicolons have spread all over more than 30 cities across the country, greatly coming from behind.
Wei Zizhao's Hou Shi family has profited handsomely from previous dividends, and is rich and powerful, arrogant and extravagant. Hou Yinchang's Ji Sun Hou Kui is a famous rich boy who spends money like water in Jiexiu. At that time, there was a proverb in Jiexiu that said, "There are three things in Jiexiu County, and Hou Kuiling is the second king." These three people are wild all day, fighting for wealth and doing their best to squander money. At the end of Guangxu, after the establishment of Daqing Bank, Hou Shi Bank turned from prosperity to decline and gradually declined.