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How to inquire about auto insurance claim records?
Automobile insurance records can be queried in the following ways:

1. You can log in to the insurance company official website for inquiry, and you can find your own auto insurance policy or auto insurance record after entering the account password;

2. You can check it on the official account of insurance company WeChat, official website. For example, Ping An Insurance can find the "Personal Center" in the "My" of the official account of Ping An Good Car Owner WeChat, and you can check the relevant records of auto insurance after entering;

3. You can directly call the insurance company's customer service hotline to inquire, follow the voice prompts, or turn to manual inquiry.

Insurance means safety and reliability; Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.

It refers to the commercial insurance behavior that the applicant pays the insurance premium to the insurer according to the contract, and the insurer is liable for the property losses caused by the possible accidents agreed in the contract when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.

Insurance, from an economic point of view, insurance is a financial arrangement to share unexpected losses; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.

Insurance type

Commercial insurance can be roughly divided into property insurance, personal insurance, liability insurance, credit insurance, subsidy insurance and marine insurance.

Large categories are classified according to the scope of insurance liability, and small categories are classified according to the type of insurance subject matter.

According to the scope of insurance, it is divided into: personal insurance, property insurance, liability insurance and credit guarantee insurance.

Insurable interest refers to the legally recognized interest of the insured in the subject matter insured. Usually, the insured will suffer economic losses due to the damage or loss of the subject matter insured and gain benefits due to the preservation of the subject matter insured. Insurable interest can only be established if it is legally recognized, economically determined and unpredictable. Generally speaking, the insurable interest of property insurance exists when the insured accident occurs, and then the loss can be compensated; The insurance interest of life insurance must exist when the insurance contract is concluded to prevent moral hazard.