The first batch of 23 banks shortlisted for individual pension accounts can formally open individual pension accounts through online or offline channels. Banks that can accept personal pension accounts are: ICBC, Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, Postal Savings Bank and other six state-owned banks, CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Merchants Bank, Industrial Bank, Ping An Bank, Guangfa Bank, Shanghai Pudong Development Bank, Zheshang Bank, China Bohai Bank, hengfeng bank and other 12 joint-stock banks, and Bank of Beijing.