As of May 5 this year, statistics from WIND Information show that among the 245 open-ended partial stock funds, 24 1 fund has outperformed the Shanghai and Shenzhen 300 Index this year, accounting for 98.3%. Tianzhi Core Growth is one of only four funds that lost to the Shanghai and Shenzhen 300 Index, with a decrease of 25. 1 1% in the same period. You know, the average decline of 245 funds in the same period was only 17.64%!
The core of Tianzhi has grown. It seems that this fund has not performed well since its establishment. Its annual income and half-year income are all out of 200, and its performance in the last month is slightly better, but it is only out of 100.
The reason why we pay attention to the growth of Tianzhi Core may be because the current unit net value of the fund is 0.6652 (May 7), which is very "cheap", but the fund is different from the stock, and cheap is not equal to a good fund. In the bull market since the year before last, the unit net value of some funds rose to 5 yuan and even 6 yuan, which discouraged many new investors. On the one hand, out of fear of market risk, on the other hand, due to the lack of basic knowledge and understanding of fund products, they tend to prefer funds with 1 unit net value, and think that the risk of funds with 1 unit net value is lower than that of funds in 5 yuan or 6 yuan.
In fact, this is a misunderstanding of investors' knowledge or psychological understanding of fund financing. The net value of unit fund is the value of fund assets represented by each fund share, and its level is not necessarily related to risk. On the contrary, high-net-worth funds are often proof of their good historical performance.
However, if there is demand, there will be supply, whether it is qualified milk or bread or other inferior things. Although according to the applicable principles of fund sales and the requirements of relevant laws and regulations, fund companies need to inform investors of the correct knowledge of fund financing and reveal risks when selling funds to investors through banks, brokers and other agencies, this has not stopped fund companies from reducing the net value of funds through spin-offs and large-scale dividends, and spared no effort to render the concept of "1 yuan fund" to meet the needs of investors.
This is actually killing the goose that lays the golden eggs, and it is an overdraft for the future financing demand of the market. The direct consequence of this is the violent fluctuation of the stock market, either skyrocketing or plummeting. In this case, some time ago, the regulatory authorities finally took the initiative to remind relevant companies to indicate the words "1 yuan fund is also risky" when promoting low-net-worth concept funds.
The core growth of Tianzhi is still problematic. At present, Xuji Electric has a fund of 10, which keeps falling in the stock market. Among them, the wealth of another fund in Tianzhi has increased. Xu Ji Electric's current decline is less than the average market decline during the suspension period, and there is still room for decline in the market outlook, so it is very likely to continue to close down. As a result, the 10 funds holding the stock cannot be sold in a short period of time, and the losses will continue. This means that there are quite a few problems in the R&D ability of tomorrow's governance company, and the fund under the same fund company generally has the phenomenon of holding a group to keep warm. At present, it is not known whether Tianzhi Core Growth also holds Xuji Electric. However, one thing is known. 60033 1 Hongda shares were hyped at the opening, and Tianzhi Core Growth is also one of the holding institutions.
Netizens recently rated the worst eight fund companies and the worst 10 fund. First of all, I think this comment is not objective and unfair. It is not objective and comprehensive to judge the quality of a fund according to a quarterly report, which may lead to manslaughter. Because each fund's investment philosophy and investment style are different, this determines that the investment field of the fund is also different, especially for some funds that adhere to the concept of long-term investment and value investment, it is difficult to see its strength in a short time. But this ranking can reflect some problems. I quote this ranking here for your reference only:
The eight worst fund companies:
First place: China Post Fund Management Company
Second place: Dacheng Fund Management Company
Third place: Oriental Fund Management Company
Fourth place: Everbright Fund Management Company
Fifth place: Nuoan Fund Management Company
Sixth place: Changxin Fund Management Company
Seventh place: Tianzhi Fund Management Company
Eighth place: Jing Shun Fund Management Company.
10 worst fund:
First place: China Post's core net growth rate: -37.5438+0% China Post Venture Fund Management Company.
Second place: China Post's core preferred net growth rate: -37. 12% China Post Venture Fund Management Company.
Third place: Oriental Dragon Net Growth Rate: -36. 14% Oriental Fund Management Company
Fourth place: Everbright Quantitative Core Net Growth Rate: -35.60% Everbright Prudential Fund Management Company
Fifth place: Wanjia Harmonious Growth Net Growth Rate: -35.46% Wanjia Fund Management Company
Sixth place: Dacheng Innovation Net Growth Rate: -35.45% Dacheng Fund Management Company
Seventh place: Nuoan Value Growth Net Growth Rate: -35.37% Nuoan Fund Management Company
Eighth place: Changxin Jinli Trend Net Growth Rate: -35.35% Changxin Fund Management Company
Ninth place: Tianzhi Core Net Growth Rate: -35.33% Tianzhi Fund Management Company
Tenth place: Dacheng Blue Chip Steady Net Growth Rate: -35.32% Dacheng Fund Management Company
We can't beat the growth of Tianzhi core to death, but we have to admit that among more than 200 open-end funds, many funds have performed better than them. Why do you have to choose this?
Especially at present, the market is facing a rebound, so we can consider choosing some funds with radical style and excellent performance, such as Huaxia, Shangtou, Huabao and Xingye.