Mobile banking. Using mobile banking to transfer money from Fudian Bank to Yunnan Rural Credit Cooperative is basically free. Fudian Bank brand was founded in 19 12, and it is an old bank brand with a history of one hundred years. From June 5438 to February 2007, Fudian Bank was reorganized and established on the basis of the former Kunming Commercial Bank, and it is the only provincial-level city commercial bank in Yunnan Province.