1. During the on-site investigation and on-site inquiry, the People's Bank of China needs to bring the original and photocopy of its valid ID card, fill in the Application Form for Personal Credit Report Inquiry on the inquiry website, and submit the inquiry application.
2. Online inquiry of official website Credit Information Center. The specific steps of online inquiry are as follows: 1. Open the credit information official website, select the Internet personal credit information service platform, enter the official website Credit Information Center of the People's Bank of China, and click "Register" in the upper right corner;
2. Register a personal account and log in to the personal credit information system;
3. Fill in the user's supplementary information and click "Submit";
4. Log in successfully, click "Information Service" and select "Security Level Change";
5. Select "Get Credit Information" in the information service to get personal credit report.
It should be noted that the first two inquiries of China People's Bank Credit Information System are free every year, and the last two inquiries are 10 yuan. If the information reflected on the platform is not enough to verify your identity, it may be because you have never applied for a credit card before, and Yinqiao needs to check it on the website.
3. You can consult a commercial bank authorized by the People's Bank of China.
According to the Interim Measures for the Management of Basic Database of Personal Credit Information, some commercial banks authorized by the People's Bank of China can also inquire about personal credit information when handling credit business for customers. However, commercial banks should obtain the written authorization of the inquired person before inquiring about personal credit information. Therefore, when a commercial bank inquires about personal credit information, it should also carry the standardized "Personal Credit Information Inquiry Authorization" in addition to personal valid certificates. Specific formats and standards can be obtained from institutions such as the People's Bank of China.
Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities. From Zuo Zhuan, Zhao Gong's eight years "A gentleman keeps his word, so he complains far more than his body". Among them, "letter signing" refers to verifying its integrity, or collecting and verifying credit.