; ? Since JD was released. Many people have paid more and more attention to the small white credit score of COM. Many eastern fans want to know what their credit score is, the date of each month, and what factors are related to each update of Xiaobai's credit score. Let me tell you this question.
First of all, let's see what conditions can make your small white score increase rapidly:
1, improve personal information
Bind mobile phone, fill in identity information, address, contact person, etc. Because JD.COM can examine your credit from social attributes, living environment, education level and stability. Imagine, if you don't have any information, how can you judge your spending power, assets and repayment ability?
2. Pay more IOUs and repay on schedule.
If the IOUs in JD.COM are opened, they should be used as much as possible and repaid in installments on time. Financial products, e-commerce platforms, and social behaviors can all be manifested as performance and breach of contract.
3. Financial investment
Only when you devote yourself wholeheartedly to the consumption, financial management and investment of the platform, will JD.COM let your little white share go up. If you want to improve your small white credit score quickly, it is suggested to buy some short-term financial products, which is also good for activating JD.COM IOUs.
Warm reminder: 1 JD.COM Xiaobai Credit Score is updated once a month. If you want to improve your score, you can buy more, use more and pay more.
What date is JD.COM Xiaobai Credit updated every month?
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Reminder: According to the reply from JD.COM Customer Service, the user's credit score will be refreshed at the beginning of each month. At that time, users can view it themselves in the background. Many users said that it is generally updated around 1, and the services enjoyed after the update will be different.
So if you want to further improve your JD.COM score, you can work hard from the following channels:
1. Fill in the complete personal information and bind the mobile phone number. The bound mobile phone must be consistent with the mobile phone number of the receiving address, and your common payment bank card must be bound (cross-authentication proves the authenticity of your basic information).
2. The delivery address is stable and does not change frequently. It is suggested that you only leave 1 address. If you buy for someone, please delete other delivery addresses (based on the stability of JD.COM system).
3. The monthly financial management must be proportional to the shopping situation. For example, if the monthly consumption is above 1 000, the 20% limit of your financial management is the best!
4. If you have a credit card, you can bind it. The most reasonable quantity is 3-5. If it is too much, it will be judged that the debt pressure is high.
How often does JD.COM Xiaobai Credit Card renew?
JD.COM Xiaobai Credit will be updated and adjusted at 1 at 0: 00 every month. Xiaobai Credit comprehensively evaluates your credit level through big data algorithm based on your identity, asset capacity, use and performance of credit products, credit records, shopping and investment behaviors and preferences, social relations and other data. The highest score at present is 1 10.
The ways to improve Xiaobai's credit score are as follows:
1. Computer: Please log on to the homepage of Jingdong Finance-Member Center-Xiaobai Credit-Credit Enhancement.
2.APP side: Please log on to the homepage of Jingdong Financial APP-I-Xiaobai Credit-Credit Promotion.
Here are some suggestions to improve Xiaobai's credit:
1, increase the frequency and amount of purchases in Jingdong Finance or Mall, avoid malicious returns, and often participate in product reviews;
2. Improve real-name registration system information and improve information integrity;
3. Pay more IOUs for repayment on schedule;
4. Engaged in wealth management and financial investment;
5. Participate in crowdfunding;
6. Being active in JD.COM Mall and Jingdong Finance will help you improve Xiaobai's credit.