Australia: Strictly investigate intermediary's false price behavior.
Australia's real estate industry is relatively mature and standardized, and all employees, including intermediaries, must have registered professional qualifications before they can take up their posts with certificates, participate in transactions or provide consultation. However, with the continuous warming of the Australian real estate market in recent years, there have also been irregularities such as real estate agents using information asymmetry to depress quotations and mislead overseas buyers, which have become the targets of the Australian government's rectification.
It is reported that some real estate agents in Australia, in order to speed up the sales of goods, deliberately lower the price when quoting to attract a large number of buyers, and then wait for opportunities to raise prices.
In the Australian real estate auction market, it is not uncommon to depress the quotation. Real estate agents often falsely report the prices of properties to be auctioned, and deliberately lower their bids in early advertisements, but in fact, these properties often sell higher prices through bidding. This behavior of depressing the quotation not only wastes manpower and material resources, but also has a very negative impact on real investors.
In addition, due to the increasing enthusiasm of China buyers for Australian real estate in recent years, many real estate agents use information asymmetry to mislead overseas buyers in the promotion process, which leads them to illegally buy and hold Australian real estate.
In view of the proliferation of false pricing by real estate agents, Australian state governments began to take measures to fill legal loopholes and safeguard the interests of consumers. In 20 15, the New South Wales Parliament passed a resolution to amend the Real Estate Sales and Commercial Intermediary Act of 2002, which made stricter and more detailed provisions on how real estate agents market real estate, and strengthened the investigation and punishment of low quotation.
The insiders believe that this move is very important for consumers and real estate agents, which will bring greater transparency to the real estate industry, make brokers more responsible in determining the current market price, and provide buyers with more transparent prices.
Japan: There are doorways for intermediary to regulate operation.
Similarly, due to the relative perfection of relevant laws and effective implementation, the operation of Japanese real estate agencies is generally standardized and orderly, and it is very rare to drive up house prices and forge contracts. Japanese law has very strict and meticulous constraints on intermediaries, and trade associations have strong executive power, and the cost of violating laws and regulations is high, so real estate agents dare not try their own laws.
Meng Fanhai, the representative director of ABC Company, who owns a real estate agency, told reporters that there are three conditions for setting up a real estate agency in Japan: First, if a company previously engaged in other industries has increased its real estate agency business, its settlement in this industry must be profitable before applying for real estate agency business. The second is to hire a real estate transaction specialist with national qualifications to work full-time in the company. 3. The real estate agent must pay 1000000 yen (1 RMB 16 yen) as the business deposit, which shall be managed by the local legal bureau. Once the intermediary commits fraud and other illegal acts, causing losses to the customer, the Legal Affairs Bureau will directly compensate the customer with the deposit, and then go through legal procedures.
All contracts of Japanese real estate agents are required to be kept for 10 years. Once there is a problem with the contract and the house is defective, the agency has an unshirkable responsibility. The employees involved should be responsible for not saying anything, and the leaders and responsible persons should also be responsible for any contract signed by any employee during his term of office. Even if the former person in charge has left his post when the problem occurs, he should be liable for compensation, or even cancel the contract and return the money to the buyer.
The strong execution of trade associations is also an important reason for the relatively standardized operation of Japanese real estate agencies. Meng Fanhai said that no matter what industry in Japan, there is generally industry management, and industry management basically depends on industry associations. Real estate has a real estate association, and intermediary companies must join the association.
UK: Clear procedures help to resolve disputes between consumers and intermediaries.
Generally speaking, although there is no clear regulatory body, the relatively perfect market economy rules and regulations still make the real estate agency industry in Britain run healthily. Real estate agents can't exploit loopholes in most cases. When consumers find that their interests are harmed, they can safeguard their legitimate rights and interests by complaining to companies and trade associations or suing the court for a judgment.
If there is a dispute between the buyer or seller in Britain and the intermediary, the usual solution process is as follows: consumers can complain to the real estate agent first, and if they can't solve it, they can complain to the Ombudsman. If the Ombudsman still cannot solve the problem, consumers can also complain to the trade association. Consumers can also seek arbitration or bring a lawsuit to the court. Arbitration and court judgment are the only two channels with enforcement effect in the field of real estate.
Despite this, the real estate intermediary market in Britain still lacks supervision. Some insiders called for further supervision, but they were rejected by the government on the grounds of affecting market competition and consumers. The British government believes that if all intermediaries need government supervision and issue licenses, it may lead to an increase in transaction costs and ultimately harm consumers' rights and interests.
America: the root of "no speculation" in real estate.
The reporter's investigation found that the reason why American houses are "not allowed to speculate" is because the relevant tax and fee system design puts a "tight spell" on the impulse of ordinary investors to speculate in real estate.
Tang Liqi, founder of new york Ruixi Real Estate, said in an interview with Xinhua News Agency that the concept of "real estate speculation" is not applicable in the United States. The commercialization of American real estate market has a long history and complete laws. The subprime mortgage crisis has passed 10 years, and the American real estate market has basically returned to rationality. Even in a bustling metropolis like new york, the average annual increase in house prices is limited. Calculating the cost of real estate tax, management fee, insurance premium, maintenance fee, capital income tax, etc., it is almost impossible to make a lot of money by "speculating on a house" in a short time.
In the case of limited price increase, it is almost impossible to make a profit in the short term by investing in real estate in the United States after deducting the above costs. Tang Liqi said that there are also many Americans who buy houses for investment, but most of them do long-term leasing. Their first concern is not how much the house price can rise, but whether the value of the house can resist falling, and they pay more attention to the geographical location and convenient transportation of the house. In contrast, investing in real estate is far less attractive than investing in stocks, funds and bonds.