First, you can take your ID card and bank card to the bank for acceptance, explain to the bank the purpose of issuing the settlement certificate, and the bank will issue the certificate for you;

Bring your credit card and personal ID card to the bank counter. So you can go to any business office of the issuing bank to handle it. The settlement voucher will have the official seal of the issuing bank branch, which is a formal text voucher format;

Third, find the issuing bank and issue a certificate of no arrears, but the certificate should indicate the number of arrears and the repayment time to show that it is not a malicious overdraft.

4. If you have handled many credit cards, it is more direct to bring your personal ID card directly to the credit information center of the local people's bank or inquire about printing credit reports in official website. The credit report lists the various situations of credit card use more comprehensively and is more convincing.

Extended information: the impact of overdue credit cards

1 will affect your credit. If the bank does not repay after the grace period for repayment, the bank will conduct credit investigation;

You need to pay a penalty interest, which is usually 0.05% per day. If your unpaid amount is 654.38+00000 yuan, you need to pay 5 yuan interest every day;

3. The overdue credit card will affect your handling of other loan business in the Bank.

Conditions for issuing credit card debt settlement certificate

Issuing the settlement certificate should be handled by the issuing bank, but generally the issuing bank will have certain requirements when issuing the certificate, and it will only be handled if it meets the conditions. The conditions that most banks require to issue certificates are: good credit, no malicious overdue behavior for many times, and credit card arrears have indeed been settled. Some banks have strict requirements. If there are two or three malicious overdue behaviors, they will not give relevant settlement vouchers.

Reference source: Baidu Encyclopedia-Credit Card Repayment