At that time, Ma Yun seized the wind vane of several major changes in the Internet and became a leading enterprise in e-commerce and mobile payment software. Many people have noticed that Ma Yun, who no longer continues to fight in the front line, has cashed in more than 43 billion. Many people have raised the question of how to deal with the money in Yu 'ebao after Alipay went bankrupt.

Many people have this question because the status quo of Alipay's parent company is not optimistic. Although Ant Group had the idea of listing, the listing process was interrupted because of a series of small accidents. For investors, a stable and sustainable platform is the best choice for venture capital. Nowadays, the problems of Alipay are discovered one after another, which will naturally make the outside world suspicious. But strictly speaking, it is difficult to see big problems with Alipay in the short term.

There is no need to worry too much about the insecurity of funds. In addition, Alipay's current service is mainly connection, which is still managed by Tian Hong Fund. Transparent investment is mainly concentrated in large bank deposits and bond business, and the losses of such products are relatively small. And Alipay will take the initiative to guarantee, so you don't have to worry too much about the problem of unsafe funds. At present, even if the funds are stolen, Alipay will cooperate with law enforcement agencies to recover them quickly and make compensation if the funds can be recovered.

The funds are not managed by Alipay, but delivered to a third-party platform for centralized custody. Besides, Yu 'ebao itself is more convenient to use, because the funds raised by Tian Hong Fund are mainly invested in short-term capital business. Therefore, users can buy and redeem funds anytime and anywhere during the use process. In addition, Alipay's own customer funds are not managed by enterprises, but delivered to third-party platforms for centralized custody. Even if there is a big problem inside Alipay, the third-party platform will respond quickly in the first time to protect the financial security of ordinary people reasonably.

Tian Hong Fund also specially designed a professional financial technology system, and adopted the "Eye of the Sky"+"Eagle Eye" system to actively monitor the company's investment business, including abnormal monitoring, policy monitoring, market risk monitoring and credit monitoring. Strict self-inspection mechanism can protect users' financial security. Moreover, considering the liquidity of its own monetary fund, it will cause greater risks to Alipay. The enterprise also has a specially designed risk management system to cover the review of assets and liabilities.

If it goes bankrupt, the contract will stop immediately and the funds will be transferred to the new custodian. In general, with the blessing of big data and cloud computing, Alipay's own financial guarantee is still very reliable. In addition, they have a transparent monitoring mechanism, so in the short term, they will not cause the loss of corporate funds and the damage of customer interests due to uncontrollable risks. And if you are a careful friend, you will find that you will sign a fund contract in the process of handling Yu 'ebao service.

The fund contract clearly states that once it goes bankrupt, the contract will be terminated immediately and the funds will be transferred to the new custodian. In the era of mobile payment software popularization, even Alipay dare not say that it is easy to access user funds. Therefore, if you are worried about using Alipay's Yu 'ebao service, you can actually use the APP in your hand with peace of mind.