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How to inquire about personal time deposit
1. Counter inquiry: Users can bring their ID cards and savings cards to the counters of bank outlets and submit an inquiry application to bank staff.

Look;

2. Call the customer service telephone for inquiry: call the manual customer service telephone of the bank where the account is opened, transfer to the manual customer service telephone according to the voice prompt, and apply to the staff for inquiry of time deposit.

Account balance, after providing the deposit card number, enter the password as prompted to view it;

3. Online banking inquiry: after logging in to the online banking account of the client of the opening bank, you can inquire about the regular balance in the personal account management;

4. Mobile Banking View: Download the bank's mobile banking software for free, and you can quickly query it after logging into your personal account.

Benefits of time deposit

1, safe, with fixed interest income: the principal of time deposit is safe, with certain interest income, and the money appears in the bank.

Although the income is not high, the principal will not be lost;

2. Reduce consumption desire and control expenditure: With the development of science and technology, the rise of various shopping platforms and the development of payment methods, you can spend money.

There are more and more ways to control users' consumption desire through compulsory savings;

3. Sustainability of income: time deposits can be accessed at will, and can be automatically transferred. There is no room for leaving the file during the fundraising period, and the income level is continuous.

High utilization rate of funds.

To sum up: users can go to ATM to inquire about time deposits: in general, ATM machines can inquire about time deposits; Enquiries can be made at the counter: users can bring their ID cards and savings cards to the counter of the business hall of a nearby bank; Users can also call the customer service phone of the bank where the account is opened, transfer the manual service according to the telephone voice prompt, and then apply for inquiry.

Legal basis:

Provisions of the People's Bank of China on Implementing the Regulations on Savings Management

Article 39

In order to safeguard the interests of depositors, the inquiry, freezing and deduction of personal deposits must be handled in accordance with laws and administrative regulations, and no unit may inquire, freeze or deduct depositors' deposits without authorization. When people's courts, people's procuratorates, public security organs and state security departments need to inquire about personal deposits directly related to the case from savings institutions for investigation, prosecution and trial, they must submit official inquiry letters from courts, procuratorates, public security organs or state security organs at or above the county level to savings institutions, and provide relevant clues of depositors, such as the name of depositors, the name of savings institutions, the date of deposit, etc. Savings institutions cannot provide original account books, but only copies. Inquiring units shall keep the deposits provided by savings institutions confidential.