1. When applying online, the work unit is not used as the standard of credit limit, and it is not used as the main reference.

2. After online application, Everbright staff will check the credit record once according to the identity information provided by the applicant, and then approve it. This is not the final card approval, and the credit limit is not determined. Just leave the information at the bottom and print the confirmation letter.

3. Everbright receives a valid confirmation letter (copy of ID card, signature and ID number), makes a second credit record inquiry, and determines the credit line according to the credit record. It can be divided into the following situations:

A

Never had a credit card from any bank: 1K-3K

B

Have a credit card from another bank: refer to the credit line of another bank, which is

5%-2%

C

Have a Everbright credit card: The credit line remains unchanged (* * * Enjoy the original credit line.