What is the limit of Pufa Magic J Credit Card? Shanghai Pudong Development Bank Magic J Credit Card is issued in the form of a "1+1" card set by American Express and UnionPay. Jay Chou's image and representative songs are integrated into the card design. There are three pages of "Confession Balloon", "Snail" and "Blue and White Porcelain", respectively showing " The artistic conception in the song is "pure romance", "struggle forward" and "smoky rain and blue sky". As for the amount of credit you can get when applying for a card, this is mainly related to the card level and the applicant's credit conditions. Judging from the card level, Pufa Magic J Credit Card is a platinum card, and generally the credit limit is at least 50,000 yuan. However, some cardholders have previously complained that the initial limit provided by Pudong Development Platinum Card is low, only 2,000 or 3,000, and this situation is actually very common. After all, Pudong Development Bank is a famous monkey bank. Even if you apply for a platinum card, credit needs to be granted based on the applicant's credit conditions. The better the applicant's credit conditions, the higher the credit limit will naturally be.
If you want to be approved for a large-amount credit card, you can start from the following aspects: 1. Provide additional financial proof, such as real estate certificate, driving license, large-amount deposit receipts, five insurances and one housing fund payment certificate, etc.; 2. Become a VIP customer of Shanghai Pudong Development Bank and do business with the bank on a daily basis; 3. Have good personal credit, do not apply for cards blindly, and have a low debt ratio. In summary, although the minimum credit limit for Pudong Development Magic J Credit Card is 50,000 yuan, However, the specific amount of credit that can be obtained depends on the applicant's credit conditions, especially strong financial strength, which is the basic guarantee. In addition, if you want to be approved for a large-value card, it is best to choose an outlet to purchase the card. The amount of the card you apply for online is not ideal.