Whether Fenqile can borrow money will be comprehensively evaluated by the system based on the user's credit situation. The score is up to standard and the account status is normal. If there is a loan limit, you can get a loan. Otherwise, if you don’t have enough points, you won’t be able to borrow it even if there is a quota.

There are probably two reasons that affect the comprehensive score of installment music, one is the user's reason, and the other is the platform's reason. To restore the comprehensive score, we must start from two aspects.

1. User reasons: Fenqile is a personal credit loan and does not require mortgage guarantee. In order to avoid risks, the platform will require the user's credit and repayment ability. For example, if a user has bad credit such as overdue debts or bad debts, or if his or her personal debt is too high, the comprehensive score will be insufficient. This requires users to maintain good credit and improve their repayment ability in order to recover.

2. Platform reasons: Fenqile has a credit score, which mainly refers to the user’s account activity, contract performance ability, information integrity, etc. If you use Fenqile products regularly, you can repay your loan on time. If the integrity of personal information is high, the credit score will be high, and the corresponding comprehensive score will be high. Otherwise the overall score may be insufficient.

The above is the relevant introduction to "How to recover from insufficient comprehensive score of stage music". In short, if Fenqile's comprehensive score is insufficient, you can find the reasons from the above two aspects and take corresponding measures. As for how long it takes to recover, this depends on the results of the system evaluation and cannot be intervened manually. It usually takes 3 months to borrow money, and the pass rate will be higher.