The above is a detailed explanation of fraud. I believe everyone hates liars. Especially friends who have suffered fraud, can't wait to cramp and pull out their bones to get rid of grievances. So how to deal with the tricks and routines of scammers?
The fraudulent means of scammers can be summarized into online non-meeting forms and offline meeting forms.
Online type
No. 1
scalp
1. The victims of this kind of fraud are mainly college students, company employees and housewives.
2. Criminals first set up various part-time groups to release information, steps and wages to defraud victims of money.
3. In order to gain the trust of the victim, the payment will be refunded in full, and the commission will be added.
4. 99.99% of online brushing is fraud, and brushing is illegal.
second
online shopping
1, cheating under the guise of low-price promotion.
2. Induce the victim to click on the refund fake link.
3. Pretending to be online shopping customer service, adding members by mistake, and defrauding bank card numbers, passwords and other information in the name of canceling membership fees.
4. Induce victims to log on to phishing websites to defraud information.
third place
Pretend to be an acquaintance
1. The criminals purchased the personal information of the victims through channels.
2, often in the form of the victim's leadership, classmates, friends, etc.
3. The criminals will change the information such as the avatar and signature of WeChat or QQ to be exactly the same as the acquaintance of the victim.
Borrowing money from the victim for various reasons, saying that it is urgent to use money.
fourth
Shopping refund
1. In the form of telephone or SMS, falsely claimed that the goods purchased by consumers were out of stock and demanded a refund or the system was out of order, and the victim had a refund to check.
2. Ask the victim to enter the phishing website and fill in the bank card number and password.
3. Ask the victim for the SMS verification code.
4. Use the card number, password and verification code filled in by the victim to defraud the money in the bank card.
Fifth place
Network loan
1. If the loan is not issued, charge first.
2. Claiming "interest-free loan" requires the victim to make money on the grounds of proving repayment ability.
Make friends:
1, frequent contact in the name of dating, eager to establish a preliminary relationship with the victim.
2. Refuse to meet for various reasons.
3. After gaining trust, you will borrow money on the grounds that your mobile phone has no phone bill and you want to meet without travelling expenses.
4. Or use marriage as an excuse to encourage investment in virtual platforms and leave after completing fraud (commonly known as "killing pig board").
Sixth
Pretend to be customer service
1. The criminals obtained the personal information of the victims through illegal channels, and then generally claimed to be the staff of a certain treasure or a certain east, and turned the victims into VIP customers through misoperation, so they had to pay the corresponding membership fees. If you need to cancel your membership, you need to contact the bank, and then the criminals pretend to be bank staff and ask the victim to transfer money to the designated account.
2. The criminal suspect obtains the victim's personal information or shopping information in advance through illegal means. After gaining the trust of the victim, he used the above excuses to ask the victim to cooperate with the "customer service" operation, either clicking the link to fill in the bank card information, scanning the QR code to transfer money, or informing the other party of the verification code received by the mobile phone, which eventually caused financial losses.
Seventh place
credit card
1. Most criminals cheat through phishing emails containing links to phishing trojans.
2. Criminals will ask the victim for SMS verification code.
No.8
Network investment
1. At present, criminals mostly use dating platforms to find targets.
2. After gaining the trust of the victim, he will tell the victim that he has made a lot of profits through an investment platform and ask the victim to invest together.
3. At the beginning, the victim will be given positive investment advice to make some money. Later, gang members will be invited to intervene and pretend to be "investment mentors" to provide advice in the opposite direction, which will cause heavy losses to the victims.
Ninth place
Pretending to be a public prosecution law
1. 1. Pretending to be communication management, bank staff, insurance customer service, etc. Inform the victim that the number involved is blocked or the bank account involved is handled in the field, and transfer the call to "a public security bureau".
2. Subsequently, criminals pretended to be investigators of the Public Security Bureau and the Procuratorate, informed the victim of the case, and gave the victim fishing links, including "wanted order", "investigation order" and "freezing order", to further intimidate the victim.
3. Ask the victim to apply for a new card and open an online bank on the grounds of verifying the funds, and transfer all the deposits to the so-called "safe account" of the Public Security Bureau.
4. Ask the victim not to disclose this matter to family and friends, and call to report his whereabouts at any time, otherwise the victim will be "arrested".
5. Sometimes the victim will be asked to go to the hotel to open a room alone and operate the transfer.
No. 10
Pretend to be a leader
1. Most of them are aimed at company accountants.
2. Criminals steal the information of the victim's leader, pull the victim into QQ or WeChat group in the name of the leader, ignore the victim first, but talk about business in the group, and then ask the victim to transfer money to the designated account through the company account according to the chat content.
3. There is also a short message phone, claiming that a new number has been changed and the old number is no longer used.
Invite the victim to his office the next day. After the victim believed it, he lied that he was in the office the next day, and then claimed to give a gift to a leader for the victim to prepare funds.
No. 1 1
Network (Forecast Lottery)
1. The criminals will post the false winning information of the predicted materials on the Internet or WeChat. Generally, the membership system is implemented, and the predicted winning number is obtained through registered members.
2. Let the victim transfer money by collecting membership fees, deposits and other names.
No. 12
Online ticket purchase
1, attracting victims with low-priced tickets.
2. At the peak of ticket purchase, I lied that I could buy hot tickets.
3. Ask for deposit, security deposit, etc. And use the victim's eagerness to get tickets to induce the victim to add deposits and deposits.
No. 13
Ticket change
1. The criminals obtained the victim's flight information through illegal channels, pretending to be an airline to send a "message that the flight was cancelled for some reason" and providing 400-"customer service phone number" to induce the victim to make a call.
2. When the victim gets in touch with the customer service, the customer service will inform the passengers that the flight has been cancelled for some reason and it is necessary to refund or change the ticket. Take advantage of the victim's eagerness to catch the flight and change the visa without thinking, and operate according to the requirements of customer service. .
3. After switching to "manual customer service", "manual customer service" will "guide" the victim to operate in mobile banking, Alipay or WeChat wallet, and input his bank card and verification code on the "platform" so that criminals can rob the victim's bank card.
No. 14
Pretending to be military and police procurement
1. Taking advantage of people's trust in soldiers and armed police, criminals call themselves "military logistics officers or armed police logistics officers". First, they use the excuse of buying a large number of goods operated by the deceived people to establish trust relations, reduce their vigilance and vigilance, and lure victims with high-profit projects and projects as bait. Then they said that their unit needed to buy other goods and entrusted the deceived people to order from the dealers, and
2. The deceived person saw that the goods had poor profits and neglected to take precautions. After contact, foreign distributors defrauded the deceived person of remittance on the grounds that they had to pay first and then deliver the goods. In fact, the so-called third party is also a member of the fraud gang.
Offline type
No. 1
Superstition fraud
This kind of fraud is generally under the guise of fortune telling, divination, face reading, "helping people eliminate disasters" and treating evil diseases. Some of them also claim to be famous Taoist priests, nuns, monks and famous doctors in a certain place, and often carry fake certificates in the streets or markets. The targets of fraud are mostly middle-aged and elderly women.
second
Lost property fraud
There are many cases of this kind of fraud, which is what we often call the crime of "dividing things equally". The common bait used by perpetrators is fake jewelry (fake gold rings, fake necklaces). Throw some of the above items in a visible place (sometimes with a letter, an invoice, an appraisal certificate and a small amount of RMB and other evidence), and then cheat money on the grounds that "the person who sees them has a share".
third place
Matchmaking fraud
This kind of fraud is aimed at elderly women or men seeking marriage. After a period of contact, get each other's goodwill, or let the matchmaker and introducer get a large introduction fee first, or get along well with each other to gain each other's trust (even after marriage), take all the money at home and run away. This is what people often say, "standing up the pigeons".
fourth
Winning fraud
The actor wins the prize by buying some kind of cigarettes, cosmetics, vests, furniture and other commodities to make you believe it, and then transferring the winning number at a low price. In addition, SMS fraud and giving away advertising lottery tickets are also common. Give away advertising lottery tickets, QQ numbers, etc. on the grounds of winning the mobile phone number. You are required to remit the tax and freight to the designated account before you can cheat money.
Fifth place
Gambling fraud
This kind of fraud mostly uses playing cards and chess as gambling tools, and whether it is right or wrong is the gambling code, mainly for onlookers to see and attract people to be fooled, and some even happen that many people unite to cheat and gamble. Others cheat foreign drivers, customers and salesmen to a hotel in the name of doing business, set up a gambling game, win money in partnership and cheat.
Sixth
Foreign exchange fraud
Common and useful secret coins and counterfeit money impersonate dollars to cheat money. This kind of fraud is easy to appear in some small and medium-sized hotels, long-distance buses, buses and rural fairs.
Seventh place
Touch porcelain fraud
This kind of cases mostly occur on rural roads, deliberately colliding with other people's vehicles, claiming that they are injured (often taking old injuries as new injuries, such as broken ribs), and mainly paying compensation to vehicles. This kind of fraud is sometimes difficult for the police to see through when they arrive at the scene.
No.8
Sudden fraud
Liars impersonate policemen, teachers, doctors, soldiers, prisoners, etc. Knowing that some people can't contact their families for the time being, I called these people and said that these people encountered unexpected events (such as traffic accidents and acute diseases) and asked for remittance to the designated account on the grounds that they were in urgent need of treatment fees. After some drivers are cheated, the perpetrators will call these drivers' homes and lie that they have had a traffic accident and ask them to remit money to the designated account.
Ninth place
Loan fraud
Liars will talk to you first, gain your trust, ask to borrow your mobile phone or motorcycle, and then run away. In addition, the actor will also use his fictional relationship between teachers and students, distant relatives and so on. Cheat your trust first, then borrow money from you for reasons such as sudden traffic accidents, and then run away. Some swindlers will first buy a commodity to cheat the trust of the shopkeeper, and then borrow money from the shopkeeper on the grounds of "settling accounts together after going home" and cheat him by taking things with them.
No. 10
Switch fraud
This kind of fraud often happens in shops. When shopping, the actor distracts the shopkeeper by bargaining, asking for invoices and other means, and then changes the purchased goods. In addition, the "shopper" first shows the real money to the shopkeeper when shopping, and then asks for the real money on the pretext of counting it again, and changes the real money into counterfeit money and gives it to the shopkeeper without paying attention to the switch. Some (selling) waste materials, such as scrap copper and iron, are shown to the victims, but later they may be given a bag of bricks and dirt.
No. 1 1
Bribery fraud
Liars usually call the second unit as a salesman of a certain unit in the name of talking about business, and then trick the salesman and other management personnel of the second unit to a certain place, and they will eat, drink and get kickbacks when signing fake contracts. Or on the grounds that a school needs a group tour and how to arrange accommodation, it claims that it needs to give gifts to the leaders and ask for a high gift fee.
No. 12
Formation fraud
Some swindlers hold fake letters of introduction or fake ID cards as a cover. If you rent a house or office equipment somewhere, you can buy goods on credit in a nearby store or eat and drink in a nearby restaurant. Some swindlers buy a small amount of goods (such as Chinese herbal medicine, snake skin and weasel skin) at a high price in front of the owner after renting the house, and then induce the owner to buy at a high price afterwards.
No. 13
Fake fraud
Liars often pretend to be staff members of state organs or enterprises and institutions, some even claim to be children of princelings, some pretend to be education authorities to inform them to remit various funds and sell books, some pretend to be doctors to collect medical expenses from patients' families, and some pretend to be soldiers trusted by the masses to cheat money in the army by bidding for projects. Some pretend to be police to cheat money and color; Some people pretend to be journalists and cheat in the name of helping to promote their image.
No. 14
Substitution fraud
Liars will use fake UnionPay cards or fake identity documents to handle UnionPay cards, take away the real card in the victim's hand, and then try their best to get the password and then go to the bank to withdraw money. Some borrow someone else's UnionPay card on the grounds that they don't have a card for remittance, and then exchange it. Some use fake card sets to get real cards on the grounds that they need to check each other's business ability, saying that it is convenient for inquiry or remittance.
No. 15
Partnership fraud
Liars often introduce victims to do business together, and later say that there is insufficient funds, so that the victims can buy some goods first. For example, in recent years, domestic turtles pretend to be wild turtles, cod liver oil pretends to be bilirubin, clear water pretends to be snake venom, and partners in electronic components business and tea business. The reason for this kind of fraud cases is that the victims are driven by interests.
No. 16
Dislocation fraud
Liars will seize the opportunity when couples (or several people) do business together, cheat each other's husbands, and then go back and tell their wives that things have been done and tell them directly that "your husband asked me to withdraw money directly" to cheat money. Some also claimed that they were leaders of a certain unit, needed a batch of high-grade cigarettes and alcohol or needed cash badly, and then went to a business place, claiming that they were assigned by a certain leader to borrow money or credit high-grade goods.