Advise those who drive less than 65,438+0,000 kilometers a year and like to "turn off the car" to think twice before buying a car: you can't see that you are really poor and have no car; I'm tired of having no money, a car, showing off and being borrowed!

If you only look at the car, your colleagues are "rich" and your menstruation is "poor", but the real situation is just the opposite.

Although the case around us is only an example, it is universal and representative:

Let's start with my colleague, who earns 3,500 yuan a month, but drives an Audi A4L to work. The cosmetics in her bag are all luxury goods, but even if she doesn't eat or drink, she can't afford BBA because she is a moonlight family. At one time, the company said that she was a keeper. Some people say that she is reborn well, others say that she didn't come with the right money, but she never explains it and still spends money like water.

It was not until one day that she asked me to borrow 200 yuan to refuel that I knew her "secret": her parents were ordinary working-class people. In order to make her rich, they took out the coffin book and bought her a car, which satisfied her vanity, but they emptied their savings and found that car maintenance was a bottomless pit. Finally, the old man didn't help her.

She had the idea of selling the car, but she couldn't save face, so she robbed Peter to pay Paul.

She buys an Audi, and the quality of life is not as good as that of others riding an electric donkey!

In addition, I am menstruating, a middle-aged widower with three daughters. No matter how bitter and poor she was, she didn't choose to remarry. When my uncle left, she left a bungalow and a vegetable garden. In the last century, that location was a country that people in the city hated and it was inconvenient to travel.

However, just after receiving several jobs, the bungalow was built into a building. The position of "bird does not shit" is getting more and more fragrant, and she can collect rent. Later, she rented a house to build a house, as everyone in their village did. 7 years ago, I caught up with the demolition, returned 30 houses, 5 for each of my three daughters, and kept 15 for rent or sale.

The daughter asked her to learn a driver's license and bought her a car, but she said: at the age of 60, one leg went down, and she still took the bus to stop flying. This is the life that the "poor" should have.

She doesn't have a car, she doesn't dress well, it's too expensive to travel by bus and subway, but she realizes financial freedom.

It is not sour to say these two situations, but I want to say: what age is it? It is out of date for the rich with cars and the poor without cars to distinguish between the rich and the poor with cars.

Nowadays: people who are really rich drive scooters or don't buy cars, shouting poverty everywhere; Fake rich people, showing off everywhere in luxury cars.

Why do you say, "If you don't have a car at home, you are poor, and if you have a car, you are rich"? This is a false proposition. Look at two sets of data first. Maybe everyone has a basic judgment on the poor and the rich:

Only those whose annual income is above 1 10000 are rich, with only 20% in China, but not every household has a car.

Look at the reasons why they don't buy a car:

1, some people don't need to buy a car at all, because the company has a bus, and the company has a full-time driver.

2. Some people often travel all over the country, rent a car and take a taxi, and can only lie in the garage when buying a car;

Some people have never learned a driver's license at all, and they can't afford a car when they are old.

More than 60% of the poor people earn less than 70 thousand a year, and many people buy cars.

Look at their motives for buying a car:

1. Some people have to buy cars because of work needs, such as running projects to engage in water and electricity, and some run special cars to make a living, which makes it inconvenient to travel. Buying a car is forced by the situation;

2. Some people buy cars for face loans, and they are very fat;

3. Some people find their parents old, they can't make money, and they have to drag the old people down.

Obviously, buying a car and not buying a car have their own reasons!

However, 30 years ago, it was the rich who could really afford a car. At that time, they drove a Santana, and Bai.

But now cars are becoming more and more popular. Even if you have no money and no job, you can buy a car with zero down payment and zero interest

It is no longer allowed to judge the value of a car: "If you don't have a car at home, you are poor, and if you have a car, you are rich", which is a false proposition in itself.

Since you can't see the value of buying a car, what is the real meaning of buying a car? The first meaning: practical!

1, living in the city, it is very convenient to travel even in the early morning. As long as you place an order in the mobile APP, the car will come soon; If there is a temporary emergency in the countryside, such as children, the elderly are sick, and the wife is in labor, it is very inconvenient not to have a car, so the role of having a car in the countryside will greatly increase.

You don't have to travel by boat to go home on holiday. In addition, the epidemic is volatile, but driving home is the safest means of transportation. If a family of 3-4 people goes back, the driving cost will be lower and they can go back and forth at any time. The key is to bring gifts to your family and local products when you leave.

After you have a car, you can quit the bad habit of drinking, or you can use it as an artifact of abstinence. No matter what the occasion, you can say, "Sorry, I really can't drink after driving today."

With a car, you can pay a New Year call to your relatives and friends. You can go several times a day without spending the night at a relative's house. It's a rare long vacation, so you don't have to sleep late.

With a car, children's childhood will have unlimited possibilities, and the travel radius will also increase, so they can not only go for an outing, but also catch up with major amusement parks.

The second meaning: new living method!

6. With a car, you are not afraid of your husband's "cold violence". When a woman feels wronged, she drives her car back to her parents' house and lets the man walk over to pick it up, otherwise she won't forgive.

7. After having a car, I am not afraid of my wife's street. Just hide in the car and do what you like, or smoke, listen to music, or stay in a daze, or lie down crying. Nobody cares about you. Let yourself go at this moment.

8. With a car, men can be cool and handsome. The better the car, the more beautiful the woman sitting in it. Women can wear skirts instead of jeans. The better the car, the stronger the gas field.

9. After owning a car, men and women can make a living by car even if they are divorced and take care of their children alone.

10, working hard for children for a lifetime, having a car to live in can also improve the quality of life. After all, you will get old if you don't enjoy it.

More and more people realize that cars returning to the function of transportation can not save face, but will add more troubles, such as being borrowed and borrowing money. Whether to buy a car should be tailored to local conditions. After all, life is your own.

Careful people will find a phenomenon: some car owners look rich and may not even be able to afford gasoline; Some car owners look simple, but they have several properties in the urban area. The richer people are, the lower their posture is. Unlike people before, they like to show off gold chains and gold gengzi everywhere.

Then how much does it cost to buy an Audi A4L and maintain it? Take a female colleague's Audi A4L 40TFSI as an example. The guide price is 32 1800 yuan, with a discount of 58,000 yuan, and the bare car price is 273,800 yuan.

The car purchase tax is based on the naked car price of the car purchase invoice1.13x10% = 24,230 yuan.

Insurance premium: all risks 10028 yuan (commercial insurance 8658, compulsory insurance in 950 yuan, travel tax in 480 yuan). In the first year, you must buy comprehensive insurance in 4S stores. If you buy a car in installments and the loan is not repaid, you may only be able to buy car insurance in a 4S shop. I wonder if this is the "overlord clause".

Authorization fee: 800 yuan, even if you are diligent, it is useless. The 4S shop will do it for you; If you go to the vehicle management office by yourself, it will be done in 300~400 yuan, and the process is convenient.

Accessories installation fee: installation is a bottomless pit, just like installing a house. As long as you want to spend money, there is nothing you can't spend, such as 360 panoramic image, ambient light, electric tailgate, head-up display, seat ventilation and so on. Many configurations can satisfy vanity.

Get the car keys, 308,858 yuan (including insurance, excluding installation fees) is gone, and then calculate the car maintenance costs:

Fuel cost: Audi A4L 40TFSI is fashionable and dynamic, equipped with a 2.0T L4 turbocharged engine. One-year running 10000 km, and fuel consumption per 100 km 10.2 l (Ministry of Industry and Information Technology 6. 1L). Now the price of No.95 gasoline is 8.23 yuan /L, and the annual fuel cost is 8,394 yuan, equivalent to 84 cents/km.

Maintenance fee: the first maintenance is free, and the oil needs for minor maintenance and machine filtration 129 1 yuan; The oil change+four filters+brake oil spark plug for major maintenance costs 2588 yuan, and it has been maintained 1 10,000 kilometers, with an average of 1723 yuan/year.

Residential parking fee: depending on where the owner lives, there is no charge for parking in rural areas or villas; If the residential area is not less than 1000 yuan/year, the starting price of high-end residential areas is 3000~6000 yuan/year. If you don't buy a parking space, you may have to grab the parking space every day after paying the annual fee.

Parking fee for going out: open in rural areas, stop at will, no charge; If you drive in the city, you have to pay when you leave the community. 5 yuan/hour, you may not find a parking space. The parking fee for going out in the city is large, and 2000~3000 yuan is conservative.

Violation fee: related to driving habits, some people do not deduct much from their driver's license, and some people do not deduct enough from their driver's license; Of course, driving in urban areas is most afraid of parking difficulties, and you may get a parking ticket from 200 yuan.

Road and bridge fees: office workers usually only take the expressway on holidays, and 1000 km is considered as 2000 km expressway. The charge is about 0.5 yuan/km, which is 1 ,000 yuan a year.

Car wash fee: diligent people wash their own cars and save money; Smart people use credit cards and gas station activities to wash cars for free, saving money; Only lazy people either put up with stealing cars or pay their own car wash fee, 30~50 yuan at a time, 1000 yuan/year, and the owner is still clean.

Annual inspection fee: 260 yuan is exempt from inspection within 6 years, twice every 6~ 10, once every 10 and twice every 5 years, but many people change cars within 6 years and never go to the inspection station.

Maintenance cost: The integral ratio of Audi A4L is 4,065,438+0.79%, which means that an Audi can be disassembled and sold as a part, so the maintenance cost of Audi is quite high. If there are bumps, the cost is not low.

The annual car maintenance cost is 24 1 17 yuan (including auto insurance), with an average of 2009 yuan per month.

If the monthly salary is 20,000, the cost of car maintenance accounts for 10%, and there is no pressure at all;

If the monthly salary 1000, the cost of car maintenance accounts for 20%, and the quality of life is still barely;

If the monthly salary is 5000, the cost of car maintenance accounts for 40%, and the quality of life is worrying.

If you buy an Audi A4L by stages, you have to not only maintain the car every month, but also pay back the car loan, which is quite stressful.

The price of a car for the working class should not exceed one year's income, and the monthly car maintenance cost should not exceed 20% of the monthly salary. Only in this way can we appreciate the benefits of car life, otherwise we will not enjoy it, but raise a "car dad"!

Finally! It is really inconvenient to have no car in the countryside now, and it is ok to travel without a car in the city.

"You don't have a car, doesn't mean you are poor; Having a car is not necessarily rich! "

Some people open BBA as "fake money" and put it everywhere, but every time they add 200 yuan oil, their hearts are bleeding; Some people are "really rich" and shout poverty everywhere, but several houses in the urban area are still collecting rent.

Anyway: buy a car according to your ability, don't care about other people's eyes, have money and no money, and live by yourself.

That's absolutely true, but it makes sense. Families with cars are not necessarily rich. But a family doesn't have a car, and the big probability is that there is not much money.

If a family is rich, it will definitely have a car. Don't talk nonsense about how convenient it is to go out and take a taxi. Parking at home is definitely more convenient than taking a taxi, because there are no old people or children stumbling around.

We are talking about a family here, not a person. In a wealthy family, anyone who can drive and has a driver's license will definitely buy a car. Besides, parking at home usually does not affect going out to take a taxi!

Some people live in the city center and rarely travel far, so they seldom use cars and it is not easy to park, so they don't prepare cars. But do you say that really rich people have no yards and parking spaces? Do you care about thousands of dollars a year for car maintenance? It is necessary to park a car there, just in case!

The car is actually just a tool. It is difficult to represent poverty or wealth with or without a car.

It is easy for the rich to buy a car, and now it is easy for the poor to buy a car. /kloc-There are many cars under 0/00000 yuan, most of which can meet daily needs. If it is necessary to buy a car, ordinary people can easily buy it.

But in my opinion, only those who drive luxury brand new energy vehicles have money, don't care about cost performance, it's inconvenient to charge, and only those with mileage anxiety have money.

Rich people don't have to buy a car, go out to rent a car, benefit one, don't drive, benefit two, get off and leave, don't worry about parking, benefit three, save the garage or parking space. With money in hand, taking the bus is not a problem.

The mouse can only see an inch ahead ― it can't see beyond its nose.

Words tend to go to extremes.

My good friend.

There is a villa and four apartments in Shanghai.

There is 1 apartment in Dalian.

There are no self-driving cars yet.

Go out by bus or subway.

Rarely take a taxi

Live a stable and comfortable life.

Never compare with dogs or cats.

Follow your own pace of life

Not kidnapped by other factors

Therefore, I feel relaxed and happy.

# Wuai Education # # Lingyuan Changzhu #

"In today's society, people who don't have cars at home are poor", which is totally absurd. It can be said that it is completely nonsense and has no basis. On the contrary, on the contrary! For ordinary people, having a car is poor. Here, take our home as an example. We don't have a car at home, not because we can't afford it, but because I can't learn to drive for physical reasons, so I belong to a family without a car. So, can you say that we are poor?

Although we also belong to ordinary income families on the income list. However, we have not saved too much, and at least we have some life-saving money in our hands! In my life, I still feel happy and have a good life. Even if we don't have a car! However, don't forget that taxis are everywhere now. Moreover, it is more convenient to get a car online, saving money, time and effort than having a car at home! There is no need to care about car maintenance and repair. For families with car owners, the annual cost of a car is not small. Can it be said that the expenses of various expenses in a year are not good to buy anything?

I say that ordinary families with cars are poor, and some people will say that this is a joke. Then let me talk about my daughter's house. She has two cars. In the past, there were two cars burning engine oil, and the cost of using oil was high. I sold a car and bought a battery car by installment. Judging from their appearance, they are not poor! In fact, what you see is only a superficial phenomenon. Take the wife's sick money as an example. I needed a sum of money after the operation. I wanted to borrow some from my daughter first, and then I will take out the deposit and return it to them when I come back! I didn't expect their pockets to be cleaner than their faces! Even in normal times, we still need relief to survive.

In short, people who don't have cars at home are poor, which is completely nonsense! Except for people who are not short of money, for some ordinary people, owning a car is a fat man who can't clap his hands. Like my daughter's family, it is not uncommon in today's society.

The person who said this must not be rich.

Having a car is not necessarily rich, and not having a car is not necessarily short of money. Besides, cars are not expensive now.

What car do you want to see even if you have one, Porsche? Or what kind of car is 1 10,000?

General100000 car is considered rich? It really doesn't count!

In today's society, you can't simply label this person as having no money. Is he poor?

Some people who run companies like bicycles and travel green!

Everyone has different definitions of the rich and the poor. People with bad mentality can never be rich, and the poor in spirit are branded.

I think the real poor are people with poor hearts, who are insatiable and never satisfied.

If you are rich inside, even if you live in a thatched cottage, you will feel safe in thousands of spacious buildings, protecting all the poor people in the world from the wind and rain. Then he is still a rich man, a rich man in spirit.

Money is important, but not everything! Have a good attitude,

Everything is wonderful.

Each of us should not sell ourselves short, but enrich our mental state and be a meaningful and happy person.

A: First of all, I want to say that people who say such things are really ignorant and stupid.

Practically speaking, for most people in our country and city, buying a car is really not a big deal. Moreover, compared with the previous price, the price of cars is getting lower every day. It can be said with certainty that most people in the city now can't afford a car, but want to buy it.

Some people say that people who have no cars at home are poor. This is groundless; This is sheer nonsense. Facts speak plainer than words. Then let me give an example of a neighbor's house in real life. Let me see, are all the people who don't have cars at home poor?

My neighbor and his wife are teachers of key high schools in our city (a new first-tier city). They are all about 50 years old and have a daughter who is a sophomore at home. Among them, the man is still a middle school.

As we all know, our country now pays more attention to education. Therefore, the salary income of teachers is not low, much higher than that of ordinary enterprises. The living conditions of such a family of three must be good. But their family hasn't bought a car yet. The couple usually go to work, sometimes by bus and sometimes by car.

So according to their current economic income, it is really no problem to buy a car at home.

Is such a family without a car poor? If such a family is poor. This is not naive, ridiculous and ignorant, but what? Is this international joke a bit too big?

Once, I asked this neighbor, your family is not poor, let alone have no money, so why don't you buy a car? He said, "The worry-free solution is more troublesome to buy a car for maintenance." Therefore, if people don't buy a car, there must be various reasons and reasons for people not to buy a car. But no matter how many reasons, it is definitely not because the family is poor and can't afford a car. It's that people don't need or want to buy a car. Think about how troublesome the car is. So, just don't buy a car!

So some people say that "in today's society, people who don't have cars at home are poor." I don't approve, hold a negative view and resolutely oppose this statement and view.

These are my views and answers to this question.

Please forgive me for any mistakes.

Welcome friends to criticize and correct me.

This view is extremely superficial.

The actual demand of the car itself is that it can take many people at the same time and is suitable for long-distance travel, but the disadvantage is that with the increase of the number of cars, the road and parking resources are increasingly tense. In the reality that a person's short commute is the demand of most people, the convenience, practicality and economy of the car are actually greatly reduced, and even strictly speaking, it can be regarded as unreasonable expenditure. And it accounts for a very large proportion, and people's motivation to buy a car is obviously very great, because

Let's get back to the topic: all the people who don't have cars at home are poor. -I don't agree.

First of all, regarding the definition of the poor, I don't look at what material he has, but how much money he has! Many people seem to have this and that, but they don't have enough money to solve important things at the critical moment. Do you think such people are rich or poor?

My conclusion is that cars are like computers. Some people need it, and some people don't. If they need it, they buy it. If they don't need it, they won't buy it. They don't drive. It is most convenient to buy food and ride a small electric car. When they meet all kinds of important things, they don't have to ask for help, and they have their own funds to solve them. This is the king! As for riding a small electric bicycle, what does it matter if some superficial people mistake it for the poor?

Answer over!

This is not true. If you don't have a car at home, you may not be poor. This is also related to a person's hobbies. Rob and cabbage have their own hobbies. Some people have good cars, and the poor also buy cars. Some people don't like driving and don't buy a car if they have money. Speaking of time, the traffic is convenient now. You can choose bus, subway, taxi, high-speed rail and plane. It is convenient to have a car or not. In the economic era, it is really rich. No car has little to do with the poor and the rich! thank you

(2) Cannot generalize;

(2) Don't be fooled by superficial phenomena;

(3) What car to drive does not mean that you must have money.