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Is Jinkuihua borrowing money real or fake?

It is fake and belongs to a fraudulent platform.

This platform is not a formal online loan platform because it involves arbitrary charges during the loan process, such as asking you to pay VIP review fees, loan unfreezing fees, loan deposits, etc. If If you are asked to pay a fee during the application process, be careful and do not cooperate with the other party in paying. If you apply for a loan on a regular loan platform, you do not need to pay any fees.

Most netizens not only did not receive the payment, but also had their money deducted. In this case, you must read the contract clearly, and do not be deceived by not reading the contract because you are impatient. It is talking about the fee for applying for a card, but in fact there is no way to get a refund, so it is better not to borrow money from such platforms.

Common tricks of fake online loan fraud:

Fake online loans are a common form of fraud. Most of this type of fraud uses words such as zero threshold, low interest, and instant loan approval to lure victims, attracting victims to download fake loan APPs or log in to fake websites through "links", and then use "handling fees, turnover, and deposits" to attract victims. Pay various fees in the name of "freezing fee, unfreezing fee" and so on. When the scammer receives the transfer, he will close the scam APP and website and block the victim.

Formal loans have an approval process, and there are great risks in disbursing money immediately. Loans without thresholds, arbitrary charges before loans, and delays in disbursing are common false online loan scams.