1. Purchase, construction, renovation and overhaul of self-owned housing;

2. Retired;

3. completely losing the ability to work and terminating the labor relationship with the unit;

4. Those who have settled in foreign countries, Hong Kong, Macao and Taiwan;

5. Repaying the principal and interest of the housing loan;

6. Being included in the minimum living guarantee for urban residents in this Municipality and paying the rent;

7. The employee is sentenced to punishment during his/her employment, the employee's housing accumulation fund has not been re-employed two years after being transferred to the centralized sealed household, the employee's registered permanent residence has moved out of this city, and the employee who is not registered in this city has left this city and terminated the labor relationship with his/her unit.

Provident fund withdrawal process:

1. The unit manager goes to the bank service outlets to collect and purchase the Application for Housing Provident Fund Withdrawal and the cash (transfer) check;

2. When employees apply for withdrawal of housing provident fund, they shall provide relevant certification materials to the unit in accordance with the regulations. After verification, the unit shall fill in the Application for Withdrawal of Housing Provident Fund and cash (transfer) check, and affix the reserved seal. When employees whose individual housing provident fund accounts are concentrated in the management center withdraw housing provident fund, they shall bring relevant certification materials directly to the business hall of the management center or the counter of the management department of the district and county sub-centers to apply;

3. Employees shall bring the Application for Withdrawal of Housing Provident Fund and relevant supporting materials to the banking service outlets (district and county sub-center management departments) to apply for withdrawal of housing provident fund;

4. After reviewing the materials provided by the employees, the staff will handle the extraction review for the employees, print the Acceptance Receipt and submit it to the employees for confirmation, and hand over one copy of the Acceptance Receipt and the original supporting materials to the employees;

5. The extracted housing provident fund will be transferred to the savings account of the employee's own housing provident fund joint card.