1. AliPay (China) Network Technology Co., Ltd. was established in 2004. Is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world. Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment. In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function. Alipay borrowed it and changed it into a credit loan.
2.20 13 August, Alipay plans to promote credit payment. According to the comprehensive evaluation of the user's work nature and product type, an account can be overdrawn up to 5,000 yuan. Users can use Alipay to pay, without bundling credit cards or savings cards, and can directly overdraw their consumption, with a maximum amount of 5,000 yuan. On August 8, 20 13, a news that Alipay will launch a credit payment service was circulated on the Internet. The news publisher said that after the launch of Yu 'ebao, Alipay plans to continue to launch credit payment services, and all loan funds will be provided by cooperative banks.
3. Up to now, there are more than 450 million real-name users of Alipay, more than 270 million active users of Alipay wallet, and more than 45 million mobile phone payments per day, exceeding the global peak of 45,654,38+0.654,38+0 created by 2065,438+0. In 2065438+2004, the number of Alipay mobile payment transactions reached 65438+97 million. Alipay's steady style, advanced technology, keen market insight and high sense of social responsibility have won wide recognition from banks and other partners. Alipay has established in-depth strategic cooperation with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.