How to distinguish online fraud, online fraud has always existed. Many people who just started surfing the Internet don't understand the routine, so it is inevitable that they will be cheated. This is unacceptable to us. Let's share how to identify online fraud.
How to distinguish online fraud 1 online shopping fraud? Criminals often commit online shopping fraud by means of low-price temptation and false advertisements on well-known online trading websites such as Taobao and Paipai. One of the characteristics of this kind of transaction is that payment is always made before delivery. Once the victim pays the money, he can never contact the original kind and enthusiastic seller.
What's more, the "seller" loan network is being optimized, giving the buyer a new link to pay for the goods. In fact, it is not Taobao's payment network at all. As long as the buyer pays, it will directly transfer the payment to the other party's account, commonly known as the "phishing" website.
This situation has changed recently. After obtaining the victim's shopping information on the shopping website, criminals defrauded the victim's bank account information on the grounds that they could not receive the payment for goods and needed a refund, and then used the victim's bank card to swipe the card to shop online to defraud money.
1, online winning fraud. This is a common form of online fraud, and the detection rate is low. When we browse the web or chat online, we often encounter this situation: the words "According to … you won the prize, please contact … to receive the prize" suddenly appear on the screen. If you believe it, contact the prize winner and ask for remittance to the designated account in the name of handling fee, insurance premium and tax.
2. impersonate identity fraud through QQ. Criminals use hacking programs to crack the user's password, and then Zhang Guan Dai Li borrows money from QQ friends on behalf of the owner, and asks the victim to remit money to his designated account on the grounds that he is suddenly ill or in urgent need of money in an accident. If their friends are not recognized, they are easily fooled; In addition, criminals will also use "video" to chat with them by taking pictures.
3, Taobao shop brush reputation fraud. Criminals usually send messages and website links through QQ numbers, and promise to help victims improve the purchase volume and credibility of Taobao stores, and then pay corresponding rewards. It is easy to make money with a click of a mouse, and the victims are very easy to be deceived. After the victim paid on his website, the suspect had already disappeared without a trace.
4. The crime of "online banking upgrade" fraud. The victim was surfing the Internet at home and received an email in his email, which read: "Your online banking account is not safe, please click the link address above (fake phishing website)".
After the victim links the address provided by the other party, the "customer service staff" induces the victim to open the mobile banking service according to his prompt, and inputs the ID number and password; Entering the online banking account page can also let the victim see the deposit balance in his account. However, after the operation was completed, when the victim inquired again, he found that the deposit in the account had been transferred.
5. Online stock fraud. Although the number of such frauds is not high, the amount involved is huge. Criminals usually lie about a certain relationship, get inside information about stocks, provide information about stock transactions to victims, and ensure that victims can get much higher income than the general income of the stock market, and charge according to membership, thus deceiving victims. Is to use people's eagerness to make a profit to cheat.
How to distinguish online fraud 2 fraud refers to the act of defrauding a large amount of public and private property by fictional facts or concealing the truth for the purpose of illegal possession. Anti-fraud is the basic legal consciousness that everyone should have, and it is indispensable to harm others and prevent others. This is reflected in distrust and blind obedience to anyone, especially strangers.
For matters involving personal and property safety, we should have a clear understanding and don't trust the benefits promised by others. There will be no pie in the sky. Know how to investigate and think, and make correct judgments. So, how to identify other people's fraudulent means in life?
1, make good use of various search engines on the network.
Internet scammers, as long as they cheat online, will definitely leave some clues on the Internet. Netizens can identify cheaters by searching keywords in transaction information through search engines. In addition, mobile phone and telephone inquiry function, IP address inquiry function, ID number inquiry function, etc. I can also help you guard against scammers on the Internet.
(1) Use the search engine to query the phone number, contact person, company name and other keywords in the information to see if there are any fraud records posted by other netizens on the Internet.
(2) Use a search engine to query keywords such as phone number, contact person and company name in the information to see if the information publisher sells various goods online.
(3) Use the mobile phone and IP address query function on the network to query the mobile phone and IP address of the information publisher. If the location is different from the information marking area, please stop the transaction.
(4) Search this company or online shop with a search engine to see whether the contents of the certificates such as telephone number, address, contact person and business license are consistent.
(5) The websites of major banks should be searched by search engines, and don't trust the links in all kinds of emails and web pages easily.
2. Before communicating with the information publisher by telephone, you can learn more about the product information, and then ask for the detailed information of the product during the communication. If the other party doesn't know the product information, you need to be extra careful.
Don't believe the lie of "special channel" and "customs confiscation" and refuse the scam of "advance payment".
4. If you receive information such as winning prizes and lucky draws, you should call the company that has been announced in the media for external telephone consultation. Don't trust the information provided by telephone numbers, mobile phones and other numbers from remote areas easily.
At present, China's Ministry of Public Security has taken the lead in developing the national anti-fraud app, which is a software that can popularize and prevent telecommunication network fraud. This software contains a lot of anti-fraud knowledge so that everyone can clearly know the means of fraud, so as to better prevent telecom fraud cases. If you have a strong sense of prevention, you can also provide fraud information to the police to help them detect criminal cases.
After installing this software, you can turn on the automatic interception function of harassing calls and short messages, and there will be a lot of anti-fraud knowledge propaganda on the platform. Through this software, you can quickly report fraudulent content to help others prevent it in advance, or you can open the screen recording with one click and upload fraudulent clues. The national anti-fraud APP aims to publicize the knowledge of preventing telecommunication network fraud and improve people's awareness and ability to prevent telecommunication network fraud;
It is convenient for users to report telecommunication network fraud crimes and provide clues to telecommunication network fraud cases. Reduce telecommunication network fraud cases and property losses. Is a very practical software to prevent fraud and identify fraud.
Criminal law of the people's Republic of China
Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.
One of the easiest ways to identify online fraud 3 is Baidu. For example, if you want to check whether a website is true, you can search Baidu: Is the XXX website deceptive? Check out the friendly links at the bottom of the homepage of this website. A regular website has an exchange of friendly links with other websites.
You can know the reliability of the website by looking at the friend chain of the website. If a link-friendly website is authoritative and well-known, the credibility of this website will be higher! Mainly depends on the website itself: for example, particularly serious pop-ups, advertisements, and shoddy pages may all be fraud. Search the website name in Google, Soso and other search engines to see if the domain name belongs to official website.
How to identify online dating fraud
1. When making friends, be sure to check each other's identity in time and seriously. Most of the victims were confused by the liar's rhetoric and superficial behavior, and did not seriously verify their true identity. Don't look for someone with the mentality of "vanity", "greed", "love leisure and hate work", otherwise it will be easy to fall into the "fairy tale dream" trap that the liar has already tailored for you.
2. At present, "online dating induces investment gambling fraud" frequently, and various dating websites, apps and small programs become hotbeds of scammers. No matter how glamorous the online personals is, it may be fictitious. Any netizen who claims to have inside information, channels, low investment and high return is fraud.
When it comes to money, don't believe any excuses and rhetoric of your date. Most criminal suspects use excuses such as "high returns" and "high interests" to induce victims to "invest", "recharge" and "pay handling fees". Online dating must carefully verify the real situation, communicate with friends and relatives around you and ask more questions to prevent falling into the trap of scammers.