1. The marketing of corporate deposits is not ideal, and a limited number of corporate deposit customers are mostly temporary deposits. Rural commercial banks must clearly realize that relying on temporary deposits saves time, effort and gets quick results, but there are some disadvantages such as unstable deposits and high difficulty in liquidity management.
2. Doing a good job in the marketing of corporate deposits requires meticulous and persistent homework, not only to grasp the number of customers, but also to improve the quality of deposits.
3. If this year's income is higher than the deposit interest rate and the operation is troublesome, it is not as good as those wealth management products such as wealth management. The annual interest rate 1.75 is not very high, but three months 1, which is also very convenient. You can easily get 1.55 on your mobile phone in 35 or 6 months, and the interest rate is higher than this.