Is Dongdonghua loan reliable? Is Dongdonghua a formal platform?
Dongdonghua is a loan software launched by Zhoushan Shanying Network Technology Co., Ltd. You can borrow money with your ID card. You can easily borrow 10,000-200,000 yuan. The loan is as fast as 1 second. Selected low prices The annual interest rate starts from 7.
Dongdonghua’s lowest interest rate is 2/10,000, or 0.02, which means that the daily interest rate for borrowing 10,000 yuan is the lowest 2 yuan, and the annualized interest rate is the lowest 7.3. The loan funds are provided by licensed lending institutions such as banks. The annual interest rate of all cooperative institutions is lower than 22. From this, it seems that the annual interest rate of Dongdonghua does not exceed 24, which is within the scope of the law and is formal and legal.
Nowadays, there are many small loans on the market that are relatively easy to apply for. They directly adopt the online application and online lending model. There is no need to provide mortgage guarantees, and you can borrow money entirely based on your personal credit. When applying for small loans, it is best to choose products from formal institutions with a long borrowing period. This will be safer and less stressful, and will not affect daily life and work. Friends in need can check out these products. :
1. Youqianhua
is a credit service brand under Duxiaoman Finance. Youqianhua is Duxiaoman’s lending platform. Duxiaoman is the original Baidu Finance. With licensed institutions like Baidu, loan products with money to spend have relatively higher credibility.
Youqianhua United Bank, consumer finance companies and other licensed financial institutions provide services to borrowers. The sources of funds are authoritative and professional. Every time a loan is made, the password will also be reviewed. The loan can only be given to the borrower himself. bank card in your name.
Apply with your ID card and bank card (except college students), the maximum loan amount is 200,000, the lowest annualized interest rate is 7.2, the fastest approval is 30 seconds, and the money is available in 1 minute.
Du Xiaoman-If you have money to spend (second batch), click to measure the amount online
2. 360 IOU
It is a leading domestic regular loan platform under 360 Digits , you can apply with your ID card and bank card, the identity authentication result will be available in 30 seconds, the loan application limit will be issued in 3 minutes, and the money will be received in 3 minutes after the application is submitted successfully.
360 IOU can borrow up to 200,000 yuan!
Click to measure the amount online
3. Ping An New Loan
Ping An New Loan is a pure credit loan product of Ping An Bank and does not require the borrower to provide mortgage or guarantee. . This product can provide everyone with loans ranging from 10,000 to 500,000 yuan, with terms ranging from 12 months to 48 months, and monthly interest rates ranging from 1.1 to 1.53.
Although Ping An Xinyidai is a bank loan product, the application process is very simple and the disbursement speed is also very fast. If the borrower provides complete loan information, the funds can be released as quickly as 1 day.
Ping An Xinyi Loan click to measure the amount online
Now you only need an ID card to get a loan, which is a credit loan product without guarantee or mortgage. It is a loan applied for based on personal credit. There are many loan platforms for credit loans, but some are unreliable. Borrow applicants should pay attention to screening.
To see whether the loan platform is reliable, you can check whether it is a licensed institution, whether there are any fees before taking out a loan, and whether the loan interest rate complies with national regulations.
It is a reliable loan platform with no pre-loan fees and the loan interest rate will not exceed the national legal range. It is a licensed institution and will have certain application thresholds. Not everyone can apply. Loans that claim to be open to everyone often have tricks, so don’t lower your guard just to get a successful loan.