Whether they are friends or not, I would like a detailed analysis. You owe money first, and if her conditions are average, then the few hundred dollars are equally important to her. It has nothing to do with whether you are friends or not. After all, you borrowed the money and she didn't actively give it to you. Another reason why she doesn't like to talk to you is not necessarily because you owe money. Maybe she just has such a personality. You gave her the bracelet just to express your attitude. After all, you didn't pay back the money. Since we are very good friends, we should make it clear so that we don't even act like a friend.